CPBI (Central Plains Bancshares) Mohanram G-Score: N/A (As of Mar. 2026)

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CPBI Central Plains Bancshares Inc CPBI
35 GF Score
Price $19.80
GF Value $17.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Central Plains Bancshares Mohanram G-Score?

Central Plains Bancshares does not have enough data to calculate Mohanram G-Score.

Central Plains Bancshares  (NAS:CPBI) Mohanram G-Score Explanation

Partha Mohanram is the John H. Watson Chair in Value Investing at Rotman and the Acting Vice-Dean of Research Strategy and Resources.

In 2000, he wrote a research paper called "Separating Winners from Losers Among Low Book-to-Market Stocks Using Financial Statement Analysis".

This paper tests whether a strategy based on financial statement analysis of low book-to-market (growth) stocks is successful in differentiating between winners and losers in terms of future stock performance. Based on the research, a strategy based on buying high G-score (6, 7 or 8) firms and shorting low G-score (0 or 1) firms consistently earns significant excess returns. Further, the results do not support a risk based explanation for the book-to-market effect as the strategy returns positive returns in all years, and firms that ex-ante appear less risky have better future returns.

To conclude, one can use a modified fundamental analysis strategy (G-score) to identify mispricing and earn substantial abnormal returns.


Central Plains Bancshares Mohanram G-Score Related Terms


Central Plains Bancshares Mohanram G-Score Historical Data

* Premium members only.

The historical data trend for Central Plains Bancshares's Mohanram G-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Plains Bancshares Mohanram G-Score Chart

Central Plains Bancshares Annual Data
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Central Plains Bancshares Quarterly Data
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Mohanram G-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

CPBI vs CYFL, PBKX, REDW: Mohanram G-Score Comparison

For the Banks - Regional subindustry, Central Plains Bancshares's Mohanram G-Score, along with its competitors' market caps and Mohanram G-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Plains Bancshares Mohanram G-Score vs Banks Industry

For the Banks industry and Financial Services sector, Central Plains Bancshares's Mohanram G-Score distribution charts can be found below:

* The bar in red indicates where Central Plains Bancshares's Mohanram G-Score falls into.


CPBI
35GF Score
Central Plains Bancshares Inc CPBI
Mohanram G-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Plains Bancshares Mohanram G-Score Calculation

The calculation of the Mohanram G-score consists of eight criteria. Assign one point for each criterion met, then add up all the points to get the G-Score.

Profitability

Question 1. Return on Assets (ROA)

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. It measures how well a company uses its asset to generate earnings.

Score 1 if ROA > ROA Industry Median, 0 otherwise.

Question 2. Cash ROA

Cash ROA equals to Cash Flow from Operations divided by average Total Assets. It measures how well a company uses its asset to generate cash.

Score 1 if Cash ROA > Cash ROA Industry Median, 0 otherwise.

Question 3. CFO and Net Income

Score 1 if CFO > Net Income, 0 otherwise.

Earnings Predictability

Question 4. Earnings Variability

Earnings Variability is measured as the variance of a firm's ROA in the past five years.

Score 1 if Earnings Variability < Earnings Variability Industry Median, 0 otherwise.

Question 5. Sales Growth Variability

Sales Growth Variability is measured as the 5-year variance in sales growth.

Score 1 if Sales Growth Variability < Sales Growth Variability Industry Median, 0 otherwise.

Accounting Conservatism

Question 6. Research & Development Intensity

Research & Development Intensity is calcualted by Research & Development divided by the beginning Total Assets.

Score 1 if Research & Development Intensity > Research & Development Intensity Industry Median, 0 otherwise.

Question 7. CAPEX Intensity

CAPEX Intensity is calcualted by Capital Expenditure divided by the beginning Total Assets.

Score 1 if CAPEX Intensity > CAPEX Intensity Industry Median, 0 otherwise.

Question 8. Advertising Expenditure Intensity

Advertising Expenditure Intensity is calcualted by Advertising Expenditure divided by the beginning Total Assets. Note that Advertising Expenditure is not reported as a seperate line item for many companies, thus Selling, General, & Admin. Expense is used in this calculation.

Score 1 if Advertising Expenditure Intensity > Advertising Expenditure Intensity Industry Median, 0 otherwise.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note that all the Industry Median used for comparison in his original research, are substituted with Sector Median due to the limitation of data within certain countries.

Good or high score = 6, 7, 8
Bad or low score = 0, 1

Is Central Plains Bancshares (CPBI) Overvalued in 2026?

Based on GuruFocus' analysis, Central Plains Bancshares stock appears to be overvalued. The current stock price of $19.80 is trading 16.3% above its estimated GF Value™ of $17.03. GuruFocus considers Central Plains Bancshares to be Modestly Overvalued.

Key valuation signals for CPBI:

  • Mohanram G-Score: N/A
  • GF Value™: $17.03 vs. price of $19.80 (16.3% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the CPBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Plains Bancshares Business Description

Address 221 South Locust Street, Grand Island, NE, USA, 68801
Central Plains Bancshares Inc operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that provides mortgage, consumer, commercial real estate, and commercial loans. The bank business consists mainly of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market area, as well as commercial real estate loans. The company's revenue is derived from the business of banking.
35GF Score

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Mohanram G-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.80
Price
$17.03
GF Value