Sunshine Insurance Group Co (HKSE:06963) Enterprise Value: HK$51,583 Mil (As of Aug. 24, 2026) ***

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HKSE:06963 Sunshine Insurance Group Co Ltd HKSE:06963
73 GF Score
Price HK$3.38
GF Value HK$3.79
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Sunshine Insurance Group Co Enterprise Value?

Sunshine Insurance Group Co HKSE:06963 -0.44% 73 Enterprise Value is HK$51,583 Mil as of Aug. 24, 2026. GuruFocus rates HKSE:06963 with a GF Score™ of 73/100 and a GF Value™ of HK$3.79 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sunshine Insurance Group Co's Enterprise Value is HK$51,583 Mil. Sunshine Insurance Group Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was HK$8,952 Mil. Therefore, Sunshine Insurance Group Co's EV-to-EBIT ratio for today is 5.76.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Sunshine Insurance Group Co's Enterprise Value is HK$51,583 Mil. Sunshine Insurance Group Co's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was HK$10,748 Mil. Therefore, Sunshine Insurance Group Co's EV-to-EBITDA ratio for today is 4.80.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Sunshine Insurance Group Co's Enterprise Value is HK$51,583 Mil. Sunshine Insurance Group Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was HK$85,270 Mil. Therefore, Sunshine Insurance Group Co's EV-to-Revenue ratio for today is 0.60.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Sunshine Insurance Group Co's Enterprise Value is HK$51,583 Mil. Sunshine Insurance Group Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was HK$70,699 Mil. Therefore, Sunshine Insurance Group Co's EV-to-OCF ratio for today is 0.73.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Sunshine Insurance Group Co's Enterprise Value is HK$51,583 Mil. Sunshine Insurance Group Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$70,001 Mil. Therefore, Sunshine Insurance Group Co's EV-to-FCF ratio for today is 0.74.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Sunshine Insurance Group Co  (HKSE:06963) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Sunshine Insurance Group Co's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=51582.892/8951.934
=5.76

Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was HK$8,952 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Sunshine Insurance Group Co's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=51582.892/10747.679
=4.80

Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was HK$10,748 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Sunshine Insurance Group Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=51582.892/85269.775
=0.60

Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was HK$85,270 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Sunshine Insurance Group Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=51582.892/70698.866
=0.73

Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was HK$70,699 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Sunshine Insurance Group Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=51582.892/70001.029
=0.74

Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$70,001 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sunshine Insurance Group Co Enterprise Value Related Terms


Sunshine Insurance Group Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for Sunshine Insurance Group Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunshine Insurance Group Co Enterprise Value Chart

Sunshine Insurance Group Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 0.00 59,376.69 58,622.16 47,121.70 57,394.69

Sunshine Insurance Group Co Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58,622.16 42,022.76 47,121.70 54,690.72 57,394.69

HKSE:06963 vs CB, PGR, TRV: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Sunshine Insurance Group Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunshine Insurance Group Co Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Sunshine Insurance Group Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Sunshine Insurance Group Co's Enterprise Value falls into.


HKSE:06963
73GF Score
Sunshine Insurance Group Co Ltd HKSE:06963
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sunshine Insurance Group Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Sunshine Insurance Group Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Sunshine Insurance Group Co's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of HK$51,583 Mil mean?
Sunshine Insurance Group Co (HKSE:06963) has a Enterprise Value of HK$51,583 Mil as of Aug. 24, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sunshine Insurance Group Co and its competitors.
Is Sunshine Insurance Group Co's Enterprise Value too high?
Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil. Overall, Sunshine Insurance Group Co has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sunshine Insurance Group Co's Enterprise Value compare to CB and PGR?
Sunshine Insurance Group Co's Enterprise Value of HK$51,583 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sunshine Insurance Group Co and its competitors. Sunshine Insurance Group Co's current Enterprise Value is HK$51,583 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunshine Insurance Group Co stock overvalued right now?
Based on GuruFocus' analysis, Sunshine Insurance Group Co (HKSE:06963) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$3.79, compared to a current price of HK$3.38 — trading 10.8% below its estimated fair value. The current Enterprise Value is HK$51,583 Mil. Sunshine Insurance Group Co's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Sunshine Insurance Group Co (HKSE:06963), the current Enterprise Value is HK$51,583 Mil as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sunshine Insurance Group Co (HKSE:06963) Overvalued in 2026?

Based on GuruFocus' analysis, Sunshine Insurance Group Co stock appears to be undervalued. The current stock price of HK$3.38 is trading 10.8% below its estimated GF Value™ of HK$3.79. GuruFocus considers Sunshine Insurance Group Co to be Modestly Undervalued.

Key valuation signals for HKSE:06963:

  • Enterprise Value: HK$51,583 Mil
  • GF Value™: HK$3.79 vs. price of HK$3.38 (10.8% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the HKSE:06963 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunshine Insurance Group Co Business Description

Address No. 66 Lanzhi 2nd Road, Yuehai Street, 3001-3008, Sunshine Insurance Building, Haizhu Community, Nanshan District, Shenzhen, CHN, 518054
Sunshine Insurance Group Co Ltd is mainly engaged in the insurance business. The company has three operating segments; The life insurance segment offers a wide range of life insurance products mainly by Sunshine Life; The property and casualty insurance segment offers a wide range of property and casualty insurance products mainly by Sunshine P&C and Sunshine Surety, and Other business segment mainly provides corporation management and assets management services. It derives a majority of its revenue from the property and casualty insurance segment.
73GF Score

Get the complete analysis for HKSE:06963

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$3.38
Price
HK$3.79
GF Value