Reliance Home Finance (NSE:RHFL) Enterprise Value: ₹1,443.34 Mil (As of Jul. 03, 2026) ***


NSE:RHFL Reliance Home Finance Ltd NSE:RHFL
18 GF Score
Price ₹2.16
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What is Reliance Home Finance Enterprise Value?

Reliance Home Finance NSE:RHFL 18 Enterprise Value is ₹1,443.34 Mil as of Jul. 03, 2026. GuruFocus rates NSE:RHFL with a GF Score™ of 18/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Reliance Home Finance's Enterprise Value is ₹1,443.34 Mil. Reliance Home Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2025 was ₹-41.23 Mil. Therefore, Reliance Home Finance's EV-to-EBIT ratio for today is -35.01.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Reliance Home Finance's Enterprise Value is ₹1,443.34 Mil. Reliance Home Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2025 was ₹-41.23 Mil. Therefore, Reliance Home Finance's EV-to-EBITDA ratio for today is -35.01.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Reliance Home Finance's Enterprise Value is ₹1,443.34 Mil. Reliance Home Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2025 was ₹2.23 Mil. Therefore, Reliance Home Finance's EV-to-Revenue ratio for today is 648.40.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Reliance Home Finance's Enterprise Value is ₹1,443.34 Mil. Reliance Home Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2025 was ₹0.00 Mil. Therefore, Reliance Home Finance's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Reliance Home Finance's Enterprise Value is ₹1,443.34 Mil. Reliance Home Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was ₹0.00 Mil. Therefore, Reliance Home Finance's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Reliance Home Finance  (NSE:RHFL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Reliance Home Finance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1443.342/-41.23
=-35.01

Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil.
Reliance Home Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-41.23 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Reliance Home Finance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1443.342/-41.23
=-35.01

Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil.
Reliance Home Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-41.23 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Reliance Home Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1443.342/2.226
=648.40

Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil.
Reliance Home Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2.23 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Reliance Home Finance's EV-to-OCF for today is:


Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil.
Reliance Home Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.00 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Reliance Home Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1443.342/0
=

Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil.
Reliance Home Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Reliance Home Finance Enterprise Value Related Terms


Reliance Home Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Reliance Home Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reliance Home Finance Enterprise Value Chart

Reliance Home Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 113,229.04 94,107.18 1,046.75 2,223.53 2,025.41

Reliance Home Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,223.53 1,707.41 2,937.80 1,935.39 2,025.41

NSE:RHFL vs RKT, FNMA, PFSI: Enterprise Value Comparison

For the Mortgage Finance subindustry, Reliance Home Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Reliance Home Finance Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Reliance Home Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Reliance Home Finance's Enterprise Value falls into.


NSE:RHFL
18GF Score
Reliance Home Finance Ltd NSE:RHFL
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Reliance Home Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Reliance Home Finance's Enterprise Value for the fiscal year that ended in Mar. 2025 is calculated as

Reliance Home Finance's Enterprise Value for the quarter that ended in Mar. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹1,443.34 Mil mean?
Reliance Home Finance (NSE:RHFL) has a Enterprise Value of ₹1,443.34 Mil as of Jul. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Reliance Home Finance and its competitors.
Is Reliance Home Finance's Enterprise Value too high?
Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil. Overall, Reliance Home Finance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Reliance Home Finance's Enterprise Value compare to RKT and FNMA?
Reliance Home Finance's Enterprise Value of ₹1,443.34 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Reliance Home Finance and its competitors. Reliance Home Finance's current Enterprise Value is ₹1,443.34 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Home Finance stock overvalued right now?
Reliance Home Finance (NSE:RHFL) has a current Enterprise Value of ₹1,443.34 Mil. The current Enterprise Value is ₹1,443.34 Mil. Reliance Home Finance's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Reliance Home Finance (NSE:RHFL), the current Enterprise Value is ₹1,443.34 Mil as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Reliance Home Finance Business Description

Address 7th Floor, B Wing, Senapati Bapat Marg, Trade World, Kamala Mills Compound, Lower Parel (West, Mumbai, MH, IND, 400 013
Reliance Home Finance Ltd is an India-based company engaged in the housing finance business. It provides a range of housing finance solutions such as home loans, affordable housing loans, loan against property, and construction finance. It also provides property solutions services. The company derives key revenue from the interest received from housing and other loans. The business operations of the company are carried out in India.
18GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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