Reliance Home Finance (NSE:RHFL) ROCE %: -173.99% (As of Mar. 2025)


NSE:RHFL Reliance Home Finance Ltd NSE:RHFL
18 GF Score
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What is Reliance Home Finance ROCE %?

Reliance Home Finance NSE:RHFL -0.46% 18 ROCE % is -173.99% as of Mar. 2025. GuruFocus rates NSE:RHFL with a GF Score™ of 18/100.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Reliance Home Finance's annualized ROCE % for the quarter that ended in Mar. 2025 was -173.99%.

Reliance Home Finance  (NSE:RHFL) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Reliance Home Finance ROCE % Related Terms

Reliance Home Finance ROCE % Historical Data

* Premium members only.

The historical data trend for Reliance Home Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reliance Home Finance ROCE % Chart

Reliance Home Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33.77 -380.22 0.00 0.00 -26.61

Reliance Home Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -91.86 -5.95 -91.95 -318.33 -173.99
NSE:RHFL
18GF Score
Reliance Home Finance Ltd NSE:RHFL
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Reliance Home Finance ROCE % Calculation

Reliance Home Finance's annualized ROCE % for the fiscal year that ended in Mar. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=-41.23/( ( (298.246 - 4.207) + (15.819 - 0) )/ 2 )
=-41.23/( (294.039+15.819)/ 2 )
=-41.23/154.929
=-26.61 %

Reliance Home Finance's ROCE % of for the quarter that ended in Mar. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=-27.524/( ( (0 - 0) + (15.819 - 0) )/ 1 )
=-27.524/( ( 0 + 15.819 )/ 1 )
=-27.524/15.819
=-173.99 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of -173.99% mean?
Reliance Home Finance (NSE:RHFL) has a ROCE % of -173.99% as of Mar. 2025.
Is Reliance Home Finance's ROCE % too high?
Reliance Home Finance's current ROCE % is -173.99%. Overall, Reliance Home Finance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Reliance Home Finance's ROCE % compare to RKT and FNMA?
Reliance Home Finance's ROCE % of -173.99% can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reliance Home Finance's current ROCE % is -173.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Home Finance stock overvalued right now?
Reliance Home Finance (NSE:RHFL) has a current ROCE % of -173.99%. The current ROCE % is -173.99%. Reliance Home Finance's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Reliance Home Finance (NSE:RHFL), the current ROCE % is -173.99% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Reliance Home Finance Business Description

Address 7th Floor, B Wing, Senapati Bapat Marg, Trade World, Kamala Mills Compound, Lower Parel (West, Mumbai, MH, IND, 400 013
Reliance Home Finance Ltd is an India-based company engaged in the housing finance business. It provides a range of housing finance solutions such as home loans, affordable housing loans, loan against property, and construction finance. It also provides property solutions services. The company derives key revenue from the interest received from housing and other loans. The business operations of the company are carried out in India.
18GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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