Reliance Home Finance (NSE:RHFL) Net Margin %: -36,221.05% (As of Mar. 2025)


NSE:RHFL Reliance Home Finance Ltd NSE:RHFL
18 GF Score
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What is Reliance Home Finance Net Margin %?

Reliance Home Finance NSE:RHFL -0.46% 18 Net Margin % is -36,221.05% as of Mar. 2025. GuruFocus rates NSE:RHFL with a GF Score™ of 18/100.

Net margin is calculated as Net Income divided by its Revenue. Reliance Home Finance's Net Income for the three months ended in Mar. 2025 was ₹-6.88 Mil. Reliance Home Finance's Revenue for the three months ended in Mar. 2025 was ₹0.02 Mil. Therefore, Reliance Home Finance's net margin for the quarter that ended in Mar. 2025 was -36,221.05%.

The historical rank and industry rank for Reliance Home Finance's Net Margin % or its related term are showing as below:


NSE:RHFL's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Reliance Home Finance  (NSE:RHFL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Reliance Home Finance Net Margin % Related Terms

Reliance Home Finance Net Margin % Historical Data

* Premium members only.

The historical data trend for Reliance Home Finance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reliance Home Finance Net Margin % Chart

Reliance Home Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -196.22 -2,765.71 1,418.59 -574.15 10,859.57

Reliance Home Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3,845.27 -246.92 116,809.44 -9,446.31 -36,221.05

NSE:RHFL vs RKT, FNMA, PFSI: Net Margin % Comparison

For the Mortgage Finance subindustry, Reliance Home Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Reliance Home Finance Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Reliance Home Finance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Reliance Home Finance's Net Margin % falls into.


NSE:RHFL
18GF Score
Reliance Home Finance Ltd NSE:RHFL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Reliance Home Finance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Reliance Home Finance's Net Margin for the fiscal year that ended in Mar. 2025 is calculated as

Net Margin=Net Income (A: Mar. 2025 )/Revenue (A: Mar. 2025 )
=241.734/2.226
=10,859.57 %

Reliance Home Finance's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin=Net Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=-6.882/0.019
=-36,221.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -36,221.05% mean?
Reliance Home Finance (NSE:RHFL) has a Net Margin % of -36,221.05% as of Mar. 2025. Net margin is the ratio of total net income to net sales. View historical data on Reliance Home Finance and its competitors.
Is Reliance Home Finance's Net Margin % too high?
Reliance Home Finance's current Net Margin % is -36,221.05%. Overall, Reliance Home Finance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Reliance Home Finance's Net Margin % compare to RKT and FNMA?
Reliance Home Finance's Net Margin % of -36,221.05% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Reliance Home Finance and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reliance Home Finance's current Net Margin % is -36,221.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Home Finance stock overvalued right now?
Reliance Home Finance (NSE:RHFL) has a current Net Margin % of -36,221.05%. The current Net Margin % is -36,221.05%. Reliance Home Finance's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Reliance Home Finance (NSE:RHFL), the current Net Margin % is -36,221.05% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Reliance Home Finance Business Description

Address 7th Floor, B Wing, Senapati Bapat Marg, Trade World, Kamala Mills Compound, Lower Parel (West, Mumbai, MH, IND, 400 013
Reliance Home Finance Ltd is an India-based company engaged in the housing finance business. It provides a range of housing finance solutions such as home loans, affordable housing loans, loan against property, and construction finance. It also provides property solutions services. The company derives key revenue from the interest received from housing and other loans. The business operations of the company are carried out in India.
18GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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