Reliance Home Finance (NSE:RHFL) 1-Year Sharpe Ratio: -2.38 (As of Sep. 05, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:RHFL Reliance Home Finance Ltd NSE:RHFL
18 GF Score
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What is Reliance Home Finance 1-Year Sharpe Ratio?

Reliance Home Finance NSE:RHFL +1.68% 18 1-Year Sharpe Ratio is -2.38 as of Sep. 05, 2026. GuruFocus rates NSE:RHFL with a GF Score™ of 18/100.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-05), Reliance Home Finance's 1-Year Sharpe Ratio is -2.38.

Reliance Home Finance  (NSE:RHFL) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Reliance Home Finance 1-Year Sharpe Ratio Related Terms

NSE:RHFL vs RKT, FNMA, PFSI: 1-Year Sharpe Ratio Comparison

For the Mortgage Finance subindustry, Reliance Home Finance's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Reliance Home Finance 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Reliance Home Finance's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Reliance Home Finance's 1-Year Sharpe Ratio falls into.


NSE:RHFL
18GF Score
Reliance Home Finance Ltd NSE:RHFL
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Reliance Home Finance 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -2.38 mean?
Reliance Home Finance (NSE:RHFL) has a 1-Year Sharpe Ratio of -2.38 as of Sep. 05, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Reliance Home Finance and its competitors.
Is Reliance Home Finance's 1-Year Sharpe Ratio too high?
Reliance Home Finance's current 1-Year Sharpe Ratio is -2.38. Overall, Reliance Home Finance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Reliance Home Finance's 1-Year Sharpe Ratio compare to RKT and FNMA?
Reliance Home Finance's 1-Year Sharpe Ratio of -2.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Reliance Home Finance and its competitors. Reliance Home Finance's current 1-Year Sharpe Ratio is -2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reliance Home Finance stock overvalued right now?
Reliance Home Finance (NSE:RHFL) has a current 1-Year Sharpe Ratio of -2.38. The current 1-Year Sharpe Ratio is -2.38. Reliance Home Finance's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Reliance Home Finance (NSE:RHFL), the current 1-Year Sharpe Ratio is -2.38 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Reliance Home Finance Business Description

Address 7th Floor, B Wing, Senapati Bapat Marg, Trade World, Kamala Mills Compound, Lower Parel (West, Mumbai, MH, IND, 400 013
Reliance Home Finance Ltd is an India-based company engaged in the housing finance business. It provides a range of housing finance solutions such as home loans, affordable housing loans, loan against property, and construction finance. It also provides property solutions services. The company derives key revenue from the interest received from housing and other loans. The business operations of the company are carried out in India.
18GF Score

Get the complete analysis for NSE:RHFL

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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