Permanent TSB Group Holdings (DUB:PTSB) EPS (Basic): €0.13 (TTM As of Dec. 2025)


DUB:PTSB Permanent TSB Group Holdings PLC DUB:PTSB
52 GF Score
Price €2.97
GF Value €1.97
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Permanent TSB Group Holdings EPS (Basic)?

Permanent TSB Group Holdings DUB:PTSB 52 EPS (Basic) is €0.13 as of Dec. 2025. GuruFocus rates DUB:PTSB with a GF Score™ of 52/100 and a GF Value™ of €1.97 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Permanent TSB Group Holdings's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was €0.14. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.13.

Permanent TSB Group Holdings's EPS (Diluted) for the six months ended in Dec. 2025 was €0.14. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.13.

Permanent TSB Group Holdings's EPS without NRI for the six months ended in Dec. 2025 was €0.17. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.20.

During the past 12 months, Permanent TSB Group Holdings's average EPS without NRIGrowth Rate was -8.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Permanent TSB Group Holdings's highest 3-Year average EPS without NRI Growth Rate was 98.00% per year. The lowest was -28.10% per year. And the median was 25.10% per year.

Permanent TSB Group Holdings  (DUB:PTSB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Permanent TSB Group Holdings EPS (Basic) Related Terms

Permanent TSB Group Holdings EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Permanent TSB Group Holdings's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Permanent TSB Group Holdings EPS (Basic) Chart

Permanent TSB Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.09 0.45 0.05 0.22 0.13

Permanent TSB Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.08 0.14 -0.01 0.14
DUB:PTSB
52GF Score
Permanent TSB Group Holdings PLC DUB:PTSB
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Permanent TSB Group Holdings EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Permanent TSB Group Holdings's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(114-43)/544.992
=0.13

Permanent TSB Group Holdings's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(99-22)/544.992
=0.14

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €0.13 mean?
Permanent TSB Group Holdings (DUB:PTSB) has a EPS (Basic) of €0.13 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Permanent TSB Group Holdings and its competitors.
Is Permanent TSB Group Holdings' EPS (Basic) too high?
Permanent TSB Group Holdings' current EPS (Basic) is €0.13. Overall, Permanent TSB Group Holdings has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' EPS (Basic) compare to PNC and USB?
Permanent TSB Group Holdings' EPS (Basic) of €0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Permanent TSB Group Holdings and its competitors. Permanent TSB Group Holdings's current EPS (Basic) is €0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (DUB:PTSB) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.97, compared to a current price of €2.97 — trading 50.8% above its estimated fair value. The current EPS (Basic) is €0.13. Permanent TSB Group Holdings' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Permanent TSB Group Holdings (DUB:PTSB), the current EPS (Basic) is €0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Permanent TSB Group Holdings (DUB:PTSB) Overvalued in 2026?

Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued. The current stock price of €2.97 is trading 50.8% above its estimated GF Value™ of €1.97. GuruFocus considers Permanent TSB Group Holdings to be Significantly Overvalued.

Key valuation signals for DUB:PTSB:

  • EPS (Basic): €0.13
  • GF Value™: €1.97 vs. price of €2.97 (50.8% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the DUB:PTSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Permanent TSB Group Holdings Business Description

Address St. Stephen’s Green, No 56 - 59, Dublin, IRL, 2
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
52GF Score

Get the complete analysis for DUB:PTSB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.97
Price
€1.97
GF Value