Permanent TSB Group Holdings (DUB:PTSB) Research & Development: €0.0 Mil (TTM As of Dec. 2025)


DUB:PTSB Permanent TSB Group Holdings PLC DUB:PTSB
52 GF Score
Price €2.97
GF Value €1.97
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Permanent TSB Group Holdings Research & Development?

Permanent TSB Group Holdings DUB:PTSB 52 Research & Development is €0.0 Mil as of Dec. 2025. GuruFocus rates DUB:PTSB with a GF Score™ of 52/100 and a GF Value™ of €1.97 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Permanent TSB Group Holdings's Research & Development for the six months ended in Dec. 2025 was €0.0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 was €0.0 Mil.

Permanent TSB Group Holdings  (DUB:PTSB) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Permanent TSB Group Holdings Research & Development Related Terms

Permanent TSB Group Holdings Research & Development Historical Data

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The historical data trend for Permanent TSB Group Holdings's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Permanent TSB Group Holdings Research & Development Chart

Permanent TSB Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
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Permanent TSB Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
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DUB:PTSB
52GF Score
Permanent TSB Group Holdings PLC DUB:PTSB
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Permanent TSB Group Holdings Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €0.0 Mil mean?
Permanent TSB Group Holdings (DUB:PTSB) has a Research & Development of €0.0 Mil as of Dec. 2025. Research and development expense is the total cost for research and development activities. View historical data on Permanent TSB Group Holdings and its competitors.
Is Permanent TSB Group Holdings' Research & Development too high?
Permanent TSB Group Holdings' current Research & Development is €0.0 Mil. Overall, Permanent TSB Group Holdings has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' Research & Development compare to PNC and USB?
Permanent TSB Group Holdings' Research & Development of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Permanent TSB Group Holdings and its competitors. Permanent TSB Group Holdings's current Research & Development is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (DUB:PTSB) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.97, compared to a current price of €2.97 — trading 50.8% above its estimated fair value. The current Research & Development is €0.0 Mil. Permanent TSB Group Holdings' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Permanent TSB Group Holdings (DUB:PTSB), the current Research & Development is €0.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Permanent TSB Group Holdings (DUB:PTSB) Overvalued in 2026?

Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued. The current stock price of €2.97 is trading 50.8% above its estimated GF Value™ of €1.97. GuruFocus considers Permanent TSB Group Holdings to be Significantly Overvalued.

Key valuation signals for DUB:PTSB:

  • Research & Development: €0.0 Mil
  • GF Value™: €1.97 vs. price of €2.97 (50.8% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the DUB:PTSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Permanent TSB Group Holdings Business Description

Address St. Stephen’s Green, No 56 - 59, Dublin, IRL, 2
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
52GF Score

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Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.97
Price
€1.97
GF Value