Real Estate Credit Investments (LSE:RECI) EPS (Basic): £0.09 (TTM As of Sep. 2025)

What is Real Estate Credit Investments EPS (Basic)?

Real Estate Credit Investments LSE:RECI 55 EPS (Basic) is £0.09 as of Sep. 2025. GuruFocus rates LSE:RECI with a GF Score™ of 55/100 and a GF Value™ of £2.03 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Real Estate Credit Investments's basic earnings per share (Basic EPS) for the six months ended in Sep. 2025 was £0.04. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Sep. 2025 was £0.09.

Real Estate Credit Investments's EPS (Diluted) for the six months ended in Sep. 2025 was £0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 was £0.09.

Real Estate Credit Investments's EPS without NRI for the six months ended in Sep. 2025 was £0.04. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Sep. 2025 was 0.09.

During the past 3 years, the average EPS without NRI Growth Rate was -1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Real Estate Credit Investments's highest 3-Year average EPS without NRI Growth Rate was 107.20% per year. The lowest was -44.80% per year. And the median was -1.60% per year.

Real Estate Credit Investments (LSE:RECI) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Real Estate Credit Investments EPS (Basic) Related Terms

Real Estate Credit Investments EPS (Basic) Historical Data

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The historical data trend for Real Estate Credit Investments's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Estate Credit Investments EPS (Basic) Chart

Real Estate Credit Investments Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

EPS (Basic)

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0.16

0.11

0.09

0.10

Real Estate Credit Investments Semi-Annual Data
	Mar16	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25	Sep25
EPS (Basic)	Get a 7-Day Free Trial															0.07	0.03	0.06	0.04	0.04

55GF Score

Real Estate Credit Investments Ltd LSE:RECI

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Real Estate Credit Investments EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Real Estate Credit Investments's Basic EPS for the fiscal year that ended in Mar. 2025 is calculated as

Basic EPS (A: Mar. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(22.817	-	0)	/	222.881
	=	0.10

Real Estate Credit Investments's Basic EPS for the quarter that ended in Sep. 2025 is calculated as

Basic EPS (Q: Sep. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(9.207	-	0)	/	221.701
	=	0.04

EPS (Basic) for the trailing twelve months (TTM) ended in Sep. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.09

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of £0.09 mean?

Real Estate Credit Investments (LSE:RECI) has a EPS (Basic) of £0.09 as of Sep. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Real Estate Credit Investments and its competitors.

Is Real Estate Credit Investments' EPS (Basic) too high?

Real Estate Credit Investments' current EPS (Basic) is £0.09. Overall, Real Estate Credit Investments has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Real Estate Credit Investments' EPS (Basic) compare to BLK and BX?

Real Estate Credit Investments' EPS (Basic) of £0.09 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for an Asset Management company?

A good EPS (Basic) depends on the Asset Management industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Real Estate Credit Investments and its competitors. Real Estate Credit Investments's current EPS (Basic) is £0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Real Estate Credit Investments stock overvalued right now?

Based on GuruFocus' analysis, Real Estate Credit Investments (LSE:RECI) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.03, compared to a current price of £1.14 — trading 43.8% below its estimated fair value. The current EPS (Basic) is £0.09. Real Estate Credit Investments' overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Real Estate Credit Investments (LSE:RECI), the current EPS (Basic) is £0.09 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Estate Credit Investments (LSE:RECI) Overvalued in 2026?

Based on GuruFocus' analysis, Real Estate Credit Investments stock appears to be undervalued. The current stock price of £1.14 is trading 43.8% below its estimated GF Value™ of £2.03. GuruFocus considers Real Estate Credit Investments to be Significantly Undervalued.

Key valuation signals for LSE:RECI:

EPS (Basic): £0.09
GF Value™: £2.03 vs. price of £1.14 (43.8% below fair value)
GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the LSE:RECI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Real Estate Credit Investments Business Description

Industry Financial Services Asset Management

Comparable Companies LSE:STS LSE:NESF LSE:BIOG LSE:ARR LSE:GSF LSE:EGL LSE:AATG LSE:PEMB LSE:SCP LSE:SHIP BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO STT OSTO:EQT AMP

Address East Wing, Trafalgar Court, Les Banques, Saint Peter Port, GGY, GY1 3PP

Website https://www.realestatecreditinvestments.com

Real Estate Credit Investments Ltd is a closed-ended company registered in Guernsey. Its investment objective is to provide leveraged exposure to a portfolio and stable returns in the form of quarterly dividends. The company seeks to ensure that its investment portfolio is geographically diverse and backed by a broad range of financial assets. It mainly invests in secured residential and commercial debt by exploiting opportunities in publicly traded securities and real estate loans. To achieve its objective, the company will invest in real estate debt investments such as securitized tranches of secured real estate-related debt securities. The company holds three reportable segments the Market Bond Portfolio, Equity Securities, and Bilateral Loan and Bond Portfolio.

55GF Score

Get the complete analysis for LSE:RECI

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.14

Price

£2.03

GF Value

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