Real Estate Credit Investments (LSE:RECI) Dividend Payout Ratio: 2.22 (As of Mar. 2026) — 98% Above Median


LSE:RECI Real Estate Credit Investments Ltd LSE:RECI
61 GF Score
Price £1.18
GF Value £1.25
Valuation Fairly Valued
! 7 Warning Signs
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What is Real Estate Credit Investments Dividend Payout Ratio?

Real Estate Credit Investments LSE:RECI +0.85% 61 Dividend Payout Ratio is 2.22 as of Mar. 2026, which is 98% above its 10-year median of 1.12. GuruFocus rates LSE:RECI with a GF Score™ of 61/100 and a GF Value™ of £1.25 (Fairly Valued). The stock has 7 warning signs investors should review. Among 931 Asset Management companies, Real Estate Credit Investments ranks worse than 82.38% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Real Estate Credit Investments's Dividend Payout Ratio for the months ended in Mar. 2026 was 2.22.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Real Estate Credit Investments Ltd is 1.74, which seems too high.

The historical rank and industry rank for Real Estate Credit Investments's Dividend Payout Ratio or its related term are showing as below:

LSE:RECI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.74   Med: 1.12   Max: 1.74
Current: 1.74


During the past 13 years, the highest Dividend Payout Ratio of Real Estate Credit Investments was 1.74. The lowest was 0.74. And the median was 1.12.

LSE:RECI's Dividend Payout Ratio is ranked worse than
82.38% of 931 companies
in the Asset Management industry
Industry Median: 0.7 vs LSE:RECI: 1.74

As of today (2026-07-01), the Dividend Yield % of Real Estate Credit Investments is 10.17%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Real Estate Credit Investments was 11.88%. The lowest was 6.21%. And the median was 8.35%.

Real Estate Credit Investments's Dividends per Share for the months ended in Mar. 2026 was £0.06.

During the past 10 years, the average Dividends Per Share Growth Rate was 0.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Real Estate Credit Investments was 38.10% per year. The lowest was -52.30% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Real Estate Credit Investments (LSE:RECI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Real Estate Credit Investments Dividend Payout Ratio Related Terms


Real Estate Credit Investments Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Real Estate Credit Investments's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Estate Credit Investments Dividend Payout Ratio Chart

Real Estate Credit Investments Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.33 1.25 1.18 1.74

Real Estate Credit Investments Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.14 1.03 1.36 1.43 2.22

LSE:RECI vs BLK, BX, KKR: Dividend Payout Ratio Comparison

For the Asset Management subindustry, Real Estate Credit Investments's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Real Estate Credit Investments Dividend Payout Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Real Estate Credit Investments's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Real Estate Credit Investments's Dividend Payout Ratio falls into.


LSE:RECI
61GF Score
Real Estate Credit Investments Ltd LSE:RECI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Real Estate Credit Investments Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Real Estate Credit Investments's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0.12/ 0.069
=1.74

Real Estate Credit Investments's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.06/ 0.027
=2.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.22 mean?
Real Estate Credit Investments (LSE:RECI) has a Dividend Payout Ratio of 2.22 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Real Estate Credit Investments and its competitors. This is 98% above median its historical median of 1.12. Over the past decade, Real Estate Credit Investments' Dividend Payout Ratio has ranged from 0.74 to 1.74. According to the industry distribution chart, Real Estate Credit Investments ranks #767 out of 931 companies in the Asset Management industry, placing it in the top 82.4%.
Is Real Estate Credit Investments' Dividend Payout Ratio too high?
Real Estate Credit Investments' current Dividend Payout Ratio of 2.22 is 98% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 1.74. The Asset Management industry median Dividend Payout Ratio is 0.70. Real Estate Credit Investments' value of 2.22 is 217.1% above this industry median. Based on the distribution chart, Real Estate Credit Investments ranks #767 out of 931 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Real Estate Credit Investments has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Real Estate Credit Investments' Dividend Payout Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Real Estate Credit Investments ranks #767 out of 931 companies for Dividend Payout Ratio. This places Real Estate Credit Investments in the lower half of its industry. The industry median Dividend Payout Ratio is 0.70. Real Estate Credit Investments' value of 2.22 is 217.1% above this benchmark. Historically, Real Estate Credit Investments' own Dividend Payout Ratio has ranged from 0.74 to 1.74 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 0.70, Real Estate Credit Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Asset Management company?
The median Dividend Payout Ratio among Asset Management companies is 0.70, based on 931 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Estate Credit Investments's current Dividend Payout Ratio of 2.22 is 217.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Real Estate Credit Investments and its competitors. For the Asset Management industry, the median Dividend Payout Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Estate Credit Investments's current Dividend Payout Ratio is 2.22, which is 98% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Estate Credit Investments stock overvalued right now?
Based on GuruFocus' analysis, Real Estate Credit Investments (LSE:RECI) is currently considered Fairly Valued. The stock's GF Value™ is £1.25, compared to a current price of £1.18 — trading 5.6% below its estimated fair value. The current Dividend Payout Ratio is 2.22, which is 98% above median its 10-year median of 1.12 and 217.1% above the Asset Management industry median of 0.70. Real Estate Credit Investments' overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Real Estate Credit Investments (LSE:RECI), the current Dividend Payout Ratio is 2.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Estate Credit Investments (LSE:RECI) Overvalued in 2026?

Based on GuruFocus' analysis, Real Estate Credit Investments stock appears to be undervalued. The current stock price of £1.18 is trading 5.6% below its estimated GF Value™ of £1.25. GuruFocus considers Real Estate Credit Investments to be Fairly Valued.

Key valuation signals for LSE:RECI:

  • Dividend Payout Ratio: 2.22 (98% above median its 10-year median of 1.12)
  • GF Value™: £1.25 vs. price of £1.18 (5.6% below fair value)
  • GF Score™: 61/100 with 7 warning signs
  • Industry Position: 217.1% above the Asset Management median (#767 of 931)

No single metric tells the full story. See the LSE:RECI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Real Estate Credit Investments Business Description

Address East Wing, Trafalgar Court, Les Banques, Saint Peter Port, GGY, GY1 3PP
Real Estate Credit Investments Ltd is a closed-ended company registered in Guernsey. Its investment objective is to provide leveraged exposure to a portfolio and stable returns in the form of quarterly dividends. The company seeks to ensure that its investment portfolio is geographically diverse and backed by a broad range of financial assets. It mainly invests in secured residential and commercial debt by exploiting opportunities in publicly traded securities and real estate loans. To achieve its objective, the company will invest in real estate debt investments such as securitized tranches of secured real estate-related debt securities. The company holds three reportable segments the Market Bond Portfolio, Equity Securities, and Bilateral Loan and Bond Portfolio.
61GF Score

Get the complete analysis for LSE:RECI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.18
Price
£1.25
GF Value