Real Estate Credit Investments (LSE:RECI) PE Ratio (TTM): 16.96 (As of Jul. 08, 2026) — 30% Above Median


LSE:RECI Real Estate Credit Investments Ltd LSE:RECI
55 GF Score
Price £1.17
GF Value £1.27
Valuation Fairly Valued
! 7 Warning Signs
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What is Real Estate Credit Investments PE Ratio (TTM)?

Real Estate Credit Investments LSE:RECI +1.30% 55 PE Ratio (TTM) is 16.96 as of Jul. 08, 2026, which is 30% above its 10-year median of 13.00. GuruFocus rates LSE:RECI with a GF Score™ of 55/100 and a GF Value™ of £1.27 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,200 Asset Management companies, Real Estate Credit Investments ranks worse than 67.42% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-08), Real Estate Credit Investments's share price is £1.17. Real Estate Credit Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.07. Therefore, Real Estate Credit Investments's PE Ratio (TTM) for today is 16.96.

Warning Sign:

Real Estate Credit Investments Ltd stock PE Ratio (=16.74) is close to 10-year high of 17.46.


The historical rank and industry rank for Real Estate Credit Investments's PE Ratio (TTM) or its related term are showing as below:

LSE:RECI' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 8.09   Med: 13   Max: 17.46
Current: 16.96


During the past 13 years, the highest PE Ratio (TTM) of Real Estate Credit Investments was 17.46. The lowest was 8.09. And the median was 13.00.


LSE:RECI's PE Ratio (TTM) is ranked worse than
67.42% of 1200 companies
in the Asset Management industry
Industry Median: 11.405 vs LSE:RECI: 16.96

Real Estate Credit Investments's Earnings per Share (Diluted) for the six months ended in Mar. 2026 was £0.03. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.07.

As of today (2026-07-08), Real Estate Credit Investments's share price is £1.17. Real Estate Credit Investments's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was £0.07. Therefore, Real Estate Credit Investments's PE Ratio without NRI for today is 16.96.

During the past 13 years, Real Estate Credit Investments's highest PE Ratio without NRI was 17.46. The lowest was 8.09. And the median was 13.00.

Real Estate Credit Investments's EPS without NRI for the six months ended in Mar. 2026 was £0.03. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was £0.07.

During the past 12 months, Real Estate Credit Investments's average EPS without NRI Growth Rate was -32.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was -8.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was -11.70% per year.

During the past 13 years, Real Estate Credit Investments's highest 3-Year average EPS without NRI Growth Rate was 107.20% per year. The lowest was -44.80% per year. And the median was -4.05% per year.

Real Estate Credit Investments's EPS (Basic) for the six months ended in Mar. 2026 was £0.03. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.07.


Real Estate Credit Investments  (LSE:RECI) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Real Estate Credit Investments PE Ratio (TTM) Related Terms


Real Estate Credit Investments PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Real Estate Credit Investments's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Real Estate Credit Investments PE Ratio (TTM) Chart

Real Estate Credit Investments Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.11 14.83 11.93 11.96 16.74

Real Estate Credit Investments Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.93 At Loss 11.96 At Loss 16.74

LSE:RECI vs BLK, BX, KKR: PE Ratio (TTM) Comparison

For the Asset Management subindustry, Real Estate Credit Investments's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Real Estate Credit Investments PE Ratio (TTM) vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Real Estate Credit Investments's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Real Estate Credit Investments's PE Ratio (TTM) falls into.


LSE:RECI
55GF Score
Real Estate Credit Investments Ltd LSE:RECI
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Real Estate Credit Investments PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Real Estate Credit Investments's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=1.17/0.069
=16.96

Real Estate Credit Investments's Share Price of today is £1.17.
For company reported semi-annually, Real Estate Credit Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.07.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 16.96 mean?
Real Estate Credit Investments (LSE:RECI) has a PE Ratio (TTM) of 16.96 as of Jul. 08, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Real Estate Credit Investments and its competitors. This is 30% above median its historical median of 13.00. Over the past decade, Real Estate Credit Investments' PE Ratio (TTM) has ranged from 8.09 to 17.46. According to the industry distribution chart, Real Estate Credit Investments ranks #809 out of 1200 companies in the Asset Management industry, placing it in the top 67.4%.
Is Real Estate Credit Investments' PE Ratio (TTM) too high?
Real Estate Credit Investments' current PE Ratio (TTM) of 16.96 is 30% above median its 10-year median of 13.00. Over the past 10 years, this metric has ranged from a low of 8.09 to a high of 17.46. The Asset Management industry median PE Ratio (TTM) is 11.41. Real Estate Credit Investments' value of 16.96 is 48.7% above this industry median. Based on the distribution chart, Real Estate Credit Investments ranks #809 out of 1200 companies in the Asset Management industry, which is below the industry midpoint. Overall, Real Estate Credit Investments has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Real Estate Credit Investments' PE Ratio (TTM) compare to BLK and BX?
According to the Asset Management industry distribution chart, Real Estate Credit Investments ranks #809 out of 1200 companies for PE Ratio (TTM). This places Real Estate Credit Investments in the lower half of its industry. The industry median PE Ratio (TTM) is 11.41. Real Estate Credit Investments' value of 16.96 is 48.7% above this benchmark. Historically, Real Estate Credit Investments' own PE Ratio (TTM) has ranged from 8.09 to 17.46 over the past decade. While the company's 10-year median is 13.00 vs. the industry median of 11.41, Real Estate Credit Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Asset Management company?
The median PE Ratio (TTM) among Asset Management companies is 11.41, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Estate Credit Investments's current PE Ratio (TTM) of 16.96 is 48.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Real Estate Credit Investments and its competitors. For the Asset Management industry, the median PE Ratio (TTM) is 11.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Estate Credit Investments's current PE Ratio (TTM) is 16.96, which is 30% above median its own 10-year median of 13.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Estate Credit Investments stock overvalued right now?
Based on GuruFocus' analysis, Real Estate Credit Investments (LSE:RECI) is currently considered Fairly Valued. The stock's GF Value™ is £1.27, compared to a current price of £1.17 — trading 7.9% below its estimated fair value. The current PE Ratio (TTM) is 16.96, which is 30% above median its 10-year median of 13.00 and 48.7% above the Asset Management industry median of 11.41. Real Estate Credit Investments' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Real Estate Credit Investments (LSE:RECI), the current PE Ratio (TTM) is 16.96 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Real Estate Credit Investments (LSE:RECI) Overvalued in 2026?

Based on GuruFocus' analysis, Real Estate Credit Investments stock appears to be undervalued. The current stock price of £1.17 is trading 7.9% below its estimated GF Value™ of £1.27. GuruFocus considers Real Estate Credit Investments to be Fairly Valued.

Key valuation signals for LSE:RECI:

  • PE Ratio (TTM): 16.96 (30% above median its 10-year median of 13.00)
  • GF Value™: £1.27 vs. price of £1.17 (7.9% below fair value)
  • GF Score™: 55/100 with 7 warning signs
  • Industry Position: 48.7% above the Asset Management median (#809 of 1200)

No single metric tells the full story. See the LSE:RECI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Real Estate Credit Investments Business Description

Address East Wing, Trafalgar Court, Les Banques, Saint Peter Port, GGY, GY1 3PP
Real Estate Credit Investments Ltd is a closed-ended company registered in Guernsey. Its investment objective is to provide leveraged exposure to a portfolio and stable returns in the form of quarterly dividends. The company seeks to ensure that its investment portfolio is geographically diverse and backed by a broad range of financial assets. It mainly invests in secured residential and commercial debt by exploiting opportunities in publicly traded securities and real estate loans. To achieve its objective, the company will invest in real estate debt investments such as securitized tranches of secured real estate-related debt securities. The company holds three reportable segments the Market Bond Portfolio, Equity Securities, and Bilateral Loan and Bond Portfolio.
55GF Score

Get the complete analysis for LSE:RECI

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.17
Price
£1.27
GF Value