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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Real Estate Credit Investments's Total Liabilities for the quarter that ended in Mar. 2026 was £119.48 Mil. Real Estate Credit Investments's Total Assets for the quarter that ended in Mar. 2026 was £425.36 Mil.
Therefore, Real Estate Credit Investments's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.28.
Real Estate Credit Investments (LSE:RECI) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Real Estate Credit Investments Liabilities-to-Assets Related Terms
Real Estate Credit Investments Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Real Estate Credit Investments Liabilities-to-Assets Chart
LSE:RECI vs BLK, BX, KKR: Liabilities-to-Assets Comparison
For the Asset Management subindustry, Real Estate Credit Investments's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Real Estate Credit Investments Liabilities-to-Assets vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Real Estate Credit Investments's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Real Estate Credit Investments's Liabilities-to-Assets falls into.
Real Estate Credit Investments Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Real Estate Credit Investments's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Real Estate Credit Investments (LSE:RECI) has a Liabilities-to-Assets of 0.28 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Real Estate Credit Investments and its competitors.
Is Real Estate Credit Investments' Liabilities-to-Assets too high?
Real Estate Credit Investments' current Liabilities-to-Assets is 0.28. Overall, Real Estate Credit Investments has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Real Estate Credit Investments' Liabilities-to-Assets compare to BLK and BX?
Real Estate Credit Investments' Liabilities-to-Assets of 0.28 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Asset Management company?
A good Liabilities-to-Assets depends on the Asset Management industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Real Estate Credit Investments and its competitors. Real Estate Credit Investments's current Liabilities-to-Assets is 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Estate Credit Investments stock overvalued right now?
Based on GuruFocus' analysis, Real Estate Credit Investments (LSE:RECI) is currently considered Modestly Undervalued. The stock's GF Value™ is £1.41, compared to a current price of £1.17 — trading 17% below its estimated fair value. The current Liabilities-to-Assets is 0.28. Real Estate Credit Investments' overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Real Estate Credit Investments (LSE:RECI), the current Liabilities-to-Assets is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Real Estate Credit Investments (LSE:RECI) Overvalued in 2026?
Based on GuruFocus' analysis, Real Estate Credit Investments stock appears to be undervalued.
The current stock price of £1.17 is trading 17% below its estimated GF Value™ of £1.41.
GuruFocus considers Real Estate Credit Investments to be Modestly Undervalued.
Key valuation signals for LSE:RECI:
Liabilities-to-Assets: 0.28
GF Value™: £1.41 vs. price of £1.17 (17% below fair value)
No single metric tells the full story. See the LSE:RECI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Real Estate Credit Investments Ltd is a closed-ended company registered in Guernsey. Its investment objective is to provide leveraged exposure to a portfolio and stable returns in the form of quarterly dividends. The company seeks to ensure that its investment portfolio is geographically diverse and backed by a broad range of financial assets. It mainly invests in secured residential and commercial debt by exploiting opportunities in publicly traded securities and real estate loans. To achieve its objective, the company will invest in real estate debt investments such as securitized tranches of secured real estate-related debt securities. The company holds three reportable segments the Market Bond Portfolio, Equity Securities, and Bilateral Loan and Bond Portfolio.
49GF Score
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