ProCredit Holding AG (LTS:0RL9) EPS (Basic): €1.36 (TTM As of Mar. 2026)


LTS:0RL9 ProCredit Holding AG LTS:0RL9
64 GF Score
Price €8.30
GF Value €9.00
Valuation Fairly Valued
! 3 Warning Signs
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What is ProCredit Holding AG EPS (Basic)?

ProCredit Holding AG LTS:0RL9 -0.60% 64 EPS (Basic) is €1.36 as of Mar. 2026. GuruFocus rates LTS:0RL9 with a GF Score™ of 64/100 and a GF Value™ of €9.00 (Fairly Valued). The stock has 3 warning signs investors should review.

ProCredit Holding AG's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €0.37. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.36.

ProCredit Holding AG's EPS (Diluted) for the three months ended in Mar. 2026 was €0.37. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.36.

ProCredit Holding AG's EPS without NRI for the three months ended in Mar. 2026 was €0.37. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 1.36.

During the past 12 months, ProCredit Holding AG's average EPS without NRIGrowth Rate was -16.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was 58.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 16.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, ProCredit Holding AG's highest 3-Year average EPS without NRI Growth Rate was 58.00% per year. The lowest was -31.70% per year. And the median was 6.50% per year.

ProCredit Holding AG  (LTS:0RL9) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

ProCredit Holding AG EPS (Basic) Related Terms

ProCredit Holding AG EPS (Basic) Historical Data

* Premium members only.

The historical data trend for ProCredit Holding AG's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProCredit Holding AG EPS (Basic) Chart

ProCredit Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 0.28 1.92 1.77 1.42

ProCredit Holding AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.37 0.19 0.43 0.37
LTS:0RL9
64GF Score
ProCredit Holding AG LTS:0RL9
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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ProCredit Holding AG EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

ProCredit Holding AG's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(83.454-0)/58.898
=1.42

ProCredit Holding AG's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(21.665-0)/58.554
=0.37

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €1.36 mean?
ProCredit Holding AG (LTS:0RL9) has a EPS (Basic) of €1.36 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on ProCredit Holding AG and its competitors.
Is ProCredit Holding AG's EPS (Basic) too high?
ProCredit Holding AG's current EPS (Basic) is €1.36. Overall, ProCredit Holding AG has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ProCredit Holding AG's EPS (Basic) compare to JPM and BAC?
ProCredit Holding AG's EPS (Basic) of €1.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on ProCredit Holding AG and its competitors. ProCredit Holding AG's current EPS (Basic) is €1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProCredit Holding AG stock overvalued right now?
Based on GuruFocus' analysis, ProCredit Holding AG (LTS:0RL9) is currently considered Fairly Valued. The stock's GF Value™ is €9.00, compared to a current price of €8.30 — trading 7.8% below its estimated fair value. The current EPS (Basic) is €1.36. ProCredit Holding AG's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For ProCredit Holding AG (LTS:0RL9), the current EPS (Basic) is €1.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProCredit Holding AG (LTS:0RL9) Overvalued in 2026?

Based on GuruFocus' analysis, ProCredit Holding AG stock appears to be undervalued. The current stock price of €8.30 is trading 7.8% below its estimated GF Value™ of €9.00. GuruFocus considers ProCredit Holding AG to be Fairly Valued.

Key valuation signals for LTS:0RL9:

  • EPS (Basic): €1.36
  • GF Value™: €9.00 vs. price of €8.30 (7.8% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the LTS:0RL9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ProCredit Holding AG Business Description

Address Rohmerplatz 33-37, Frankfurt, DEU, 60486
ProCredit Holding AG provides financial products and services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
64GF Score

Get the complete analysis for LTS:0RL9

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.30
Price
€9.00
GF Value