ProCredit Holding AG (LTS:0RL9) ROC %: % (As of Mar. 2026)


LTS:0RL9 ProCredit Holding AG LTS:0RL9
64 GF Score
Price €8.21
GF Value €8.99
Valuation Fairly Valued
! 3 Warning Signs
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What is ProCredit Holding AG ROC %?

ProCredit Holding AG LTS:0RL9 +0.86% 64 ROC % is % as of Mar. 2026. GuruFocus rates LTS:0RL9 with a GF Score™ of 64/100 and a GF Value™ of €8.99 (Fairly Valued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

LTS:0RL9
64GF Score
ProCredit Holding AG LTS:0RL9
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
ProCredit Holding AG (LTS:0RL9) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on ProCredit Holding AG and its competitors.
Is ProCredit Holding AG's ROC % too high?
ProCredit Holding AG's current ROC % is %. Overall, ProCredit Holding AG has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ProCredit Holding AG's ROC % compare to JPM and BAC?
ProCredit Holding AG's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on ProCredit Holding AG and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProCredit Holding AG's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProCredit Holding AG stock overvalued right now?
Based on GuruFocus' analysis, ProCredit Holding AG (LTS:0RL9) is currently considered Fairly Valued. The stock's GF Value™ is €8.99, compared to a current price of €8.21 — trading 8.7% below its estimated fair value. The current ROC % is %. ProCredit Holding AG's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For ProCredit Holding AG (LTS:0RL9), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProCredit Holding AG (LTS:0RL9) Overvalued in 2026?

Based on GuruFocus' analysis, ProCredit Holding AG stock appears to be undervalued. The current stock price of €8.21 is trading 8.7% below its estimated GF Value™ of €8.99. GuruFocus considers ProCredit Holding AG to be Fairly Valued.

Key valuation signals for LTS:0RL9:

  • ROC %: %
  • GF Value™: €8.99 vs. price of €8.21 (8.7% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the LTS:0RL9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ProCredit Holding AG Business Description

Address Rohmerplatz 33-37, Frankfurt, DEU, 60486
ProCredit Holding AG provides financial products and services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
64GF Score

Get the complete analysis for LTS:0RL9

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.21
Price
€8.99
GF Value