The historical rank and industry rank for ProCredit Holding AG's FCF Margin % or its related term are showing as below:
LTS:0RL9'
s FCF Margin % Range Over the Past 10 Years
Min: -47.24 Med: 32.25 Max: 151.97
Current: -31.15
During the past 13 years, the highest FCF Margin % of ProCredit Holding AG was 151.97%. The lowest was -47.24%. And the median was 32.25%.
LTS:0RL9's FCF Margin % is ranked worse than 82.13% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs LTS:0RL9: -31.15
ProCredit Holding AG FCF Margin % Related Terms
ProCredit Holding AG FCF Margin % Historical Data
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The historical data trend for ProCredit Holding AG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0RL9 vs JPM, BAC, WFC: FCF Margin % Comparison
For the Banks - Diversified subindustry, ProCredit Holding AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ProCredit Holding AG FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ProCredit Holding AG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ProCredit Holding AG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ProCredit Holding AG (LTS:0RL9) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ProCredit Holding AG and its competitors. According to the industry distribution chart, ProCredit Holding AG ranks #1236 out of 1505 companies in the Banks industry, placing it in the top 82.1%.
Is ProCredit Holding AG's FCF Margin % too high?
ProCredit Holding AG's current FCF Margin % is 0.00%. Based on the distribution chart, ProCredit Holding AG ranks #1236 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ProCredit Holding AG has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ProCredit Holding AG's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, ProCredit Holding AG ranks #1236 out of 1505 companies for FCF Margin %. This places ProCredit Holding AG in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ProCredit Holding AG and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProCredit Holding AG's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProCredit Holding AG stock overvalued right now?
Based on GuruFocus' analysis, ProCredit Holding AG (LTS:0RL9) is currently considered Fairly Valued. The stock's GF Value™ is €8.97, compared to a current price of €8.21 — trading 8.5% below its estimated fair value. The current FCF Margin % is 0.00%. ProCredit Holding AG's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ProCredit Holding AG (LTS:0RL9), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ProCredit Holding AG (LTS:0RL9) Overvalued in 2026?
Based on GuruFocus' analysis, ProCredit Holding AG stock appears to be undervalued.
The current stock price of €8.21 is trading 8.5% below its estimated GF Value™ of €8.97.
GuruFocus considers ProCredit Holding AG to be Fairly Valued.
Key valuation signals for LTS:0RL9:
FCF Margin %: 0.00%
GF Value™: €8.97 vs. price of €8.21 (8.5% below fair value)
No single metric tells the full story. See the LTS:0RL9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ProCredit Holding AG provides financial products and services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
64GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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