ProCredit Holding AG (LTS:0RL9) FCF Yield %: -30.27 (As of Jul. 01, 2026)


LTS:0RL9 ProCredit Holding AG LTS:0RL9
64 GF Score
Price €8.15
GF Value €8.98
Valuation Fairly Valued
! 3 Warning Signs
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What is ProCredit Holding AG FCF Yield %?

ProCredit Holding AG LTS:0RL9 -1.09% 64 FCF Yield % is -30.27 as of Jul. 01, 2026. GuruFocus rates LTS:0RL9 with a GF Score™ of 64/100 and a GF Value™ of €8.98 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, ProCredit Holding AG ranks worse than 89.37% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, ProCredit Holding AG's Trailing 12-Month Free Cash Flow is €-145.5 Mil, and Market Cap is €480.6 Mil. Therefore, ProCredit Holding AG's FCF Yield % for today is -30.27%.

The historical rank and industry rank for ProCredit Holding AG's FCF Yield % or its related term are showing as below:

LTS:0RL9' s FCF Yield % Range Over the Past 10 Years
Min: -30.27   Med: 0   Max: 0
Current: -30.27


LTS:0RL9's FCF Yield % is ranked worse than
89.37% of 1505 companies
in the Banks industry
Industry Median: 8.23 vs LTS:0RL9: -30.27

ProCredit Holding AG's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


ProCredit Holding AG FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


ProCredit Holding AG FCF Yield % Related Terms


ProCredit Holding AG FCF Yield % Historical Data

* Premium members only.

The historical data trend for ProCredit Holding AG's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProCredit Holding AG FCF Yield % Chart

ProCredit Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.38 254.51 104.47 -47.40 -29.27

ProCredit Holding AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LTS:0RL9 vs JPM, BAC, WFC: FCF Yield % Comparison

For the Banks - Diversified subindustry, ProCredit Holding AG's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProCredit Holding AG FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, ProCredit Holding AG's FCF Yield % distribution charts can be found below:

* The bar in red indicates where ProCredit Holding AG's FCF Yield % falls into.


LTS:0RL9
64GF Score
ProCredit Holding AG LTS:0RL9
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ProCredit Holding AG FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

ProCredit Holding AG's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-145.488 / 497.09912
=-29.27%

ProCredit Holding AG's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 429.9554
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -30.27 mean?
ProCredit Holding AG (LTS:0RL9) has a FCF Yield % of -30.27 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on ProCredit Holding AG and its competitors. According to the industry distribution chart, ProCredit Holding AG ranks #1345 out of 1505 companies in the Banks industry, placing it in the top 89.4%.
Is ProCredit Holding AG's FCF Yield % too high?
ProCredit Holding AG's current FCF Yield % is -30.27. Based on the distribution chart, ProCredit Holding AG ranks #1345 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ProCredit Holding AG has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ProCredit Holding AG's FCF Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, ProCredit Holding AG ranks #1345 out of 1505 companies for FCF Yield %. This places ProCredit Holding AG in the lower half of its industry. The industry median FCF Yield % is 8.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on ProCredit Holding AG and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProCredit Holding AG's current FCF Yield % is -30.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProCredit Holding AG stock overvalued right now?
Based on GuruFocus' analysis, ProCredit Holding AG (LTS:0RL9) is currently considered Fairly Valued. The stock's GF Value™ is €8.98, compared to a current price of €8.15 — trading 9.2% below its estimated fair value. The current FCF Yield % is -30.27. ProCredit Holding AG's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For ProCredit Holding AG (LTS:0RL9), the current FCF Yield % is -30.27 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProCredit Holding AG (LTS:0RL9) Overvalued in 2026?

Based on GuruFocus' analysis, ProCredit Holding AG stock appears to be undervalued. The current stock price of €8.15 is trading 9.2% below its estimated GF Value™ of €8.98. GuruFocus considers ProCredit Holding AG to be Fairly Valued.

Key valuation signals for LTS:0RL9:

  • FCF Yield %: -30.27
  • GF Value™: €8.98 vs. price of €8.15 (9.2% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the LTS:0RL9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ProCredit Holding AG Business Description

Address Rohmerplatz 33-37, Frankfurt, DEU, 60486
ProCredit Holding AG provides financial products and services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
64GF Score

Get the complete analysis for LTS:0RL9

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.15
Price
€8.98
GF Value