Avarda Bank AB (CHIX:AVARDS) EPS without NRI: kr10.68 (TTM As of Mar. 2026)


CHIX:AVARDS Avarda Bank AB CHIX:AVARDS
76 GF Score
Price kr177.40
GF Value kr135.51
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Avarda Bank AB EPS without NRI?

Avarda Bank AB CHIX:AVARDS 76 EPS without NRI is kr10.68 as of Mar. 2026. GuruFocus rates CHIX:AVARDS with a GF Score™ of 76/100 and a GF Value™ of kr135.51 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,411 Banks companies, Avarda Bank AB ranks better than 82.49% on this metric.

Avarda Bank AB's earnings per share without non-recurring items for the three months ended in Mar. 2026 was kr2.91. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was kr10.68.

During the past 12 months, Avarda Bank AB's average earnings per share (NRI) Growth Rate was 25.60% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 25.00% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 25.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 18.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Avarda Bank AB's EPS without NRI or its related term are showing as below:

CHIX:AVARDs' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 9   Med: 16.7   Max: 25
Current: 25

During the past 13 years, Avarda Bank AB's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 25.00% per year. The lowest was 9.00% per year. And the median was 16.70% per year.

CHIX:AVARDs's 3-Year EPS without NRI Growth Rate is ranked better than
82.49% of 1411 companies
in the Banks industry
Industry Median: 7.3 vs CHIX:AVARDs: 25.00

Avarda Bank AB's EPS (Diluted) for the three months ended in Mar. 2026 was kr3.17. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr10.94.

Avarda Bank AB's EPS (Basic) for the three months ended in Mar. 2026 was kr3.17. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was kr10.94.


Avarda Bank AB  (CHIX:AVARDs) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Avarda Bank AB EPS without NRI Related Terms


Avarda Bank AB EPS without NRI Historical Data

* Premium members only.

The historical data trend for Avarda Bank AB's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avarda Bank AB EPS without NRI Chart

Avarda Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.18 5.09 5.84 8.05 9.95

Avarda Bank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.18 2.24 2.70 2.83 2.91

CHIX:AVARDS vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Avarda Bank AB's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Avarda Bank AB PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Avarda Bank AB's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Avarda Bank AB's PE Ratio without NRI falls into.


CHIX:AVARDS
76GF Score
Avarda Bank AB CHIX:AVARDS
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Avarda Bank AB EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr10.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of kr10.68 mean?
Avarda Bank AB (CHIX:AVARDS) has a EPS without NRI of kr10.68 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Avarda Bank AB and its competitors. According to the industry distribution chart, Avarda Bank AB ranks #247 out of 1411 companies in the Banks industry, placing it in the top 17.5%.
Is Avarda Bank AB's EPS without NRI too high?
Avarda Bank AB's current EPS without NRI is kr10.68. Based on the distribution chart, Avarda Bank AB ranks #247 out of 1411 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Avarda Bank AB has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avarda Bank AB's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Avarda Bank AB ranks #247 out of 1411 companies for EPS without NRI. This places Avarda Bank AB in the top 18% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Avarda Bank AB and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avarda Bank AB's current EPS without NRI is kr10.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avarda Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Avarda Bank AB (CHIX:AVARDS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr135.51, compared to a current price of kr177.40 — trading 30.9% above its estimated fair value. The current EPS without NRI is kr10.68. Avarda Bank AB's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Avarda Bank AB (CHIX:AVARDS), the current EPS without NRI is kr10.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avarda Bank AB (CHIX:AVARDS) Overvalued in 2026?

Based on GuruFocus' analysis, Avarda Bank AB stock appears to be overvalued. The current stock price of kr177.40 is trading 30.9% above its estimated GF Value™ of kr135.51. GuruFocus considers Avarda Bank AB to be Significantly Overvalued.

Key valuation signals for CHIX:AVARDS:

  • EPS without NRI: kr10.68
  • GF Value™: kr135.51 vs. price of kr177.40 (30.9% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the CHIX:AVARDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avarda Bank AB Business Description

Address PO Box 947, Boras, SWE, 50110
Avarda Bank AB is a credit market company that provides secure, flexible, unified payment solutions for retailers in Europe. Through its white-label model, it enables merchants to own and control the entire customer journey, strengthening brand awareness, increasing conversion and customer lifetime value, and driving loyalty.
76GF Score

Get the complete analysis for CHIX:AVARDS

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr177.40
Price
kr135.51
GF Value