Avarda Bank ABCHIX:AVARDS 76 OCF Yield % is 4.10 as of Jun. 26, 2026, which is 66% below its 10-year median of 12.20. GuruFocus rates CHIX:AVARDS with a GF Score™ of 76/100 and a GF Value™ of kr135.51 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Avarda Bank AB ranks worse than 68.58% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Avarda Bank AB OCF Yield % Related Terms
Avarda Bank AB OCF Yield % Historical Data
* Premium members only.
The historical data trend for Avarda Bank AB's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Avarda Bank AB's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avarda Bank AB OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Avarda Bank AB's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Avarda Bank AB's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avarda Bank AB (CHIX:AVARDS) has a OCF Yield % of 4.10 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Avarda Bank AB and its competitors. This is 66% below median its historical median of 12.20. According to the industry distribution chart, Avarda Bank AB ranks #1030 out of 1502 companies in the Banks industry, placing it in the top 68.6%.
Is Avarda Bank AB's OCF Yield % too high?
Avarda Bank AB's current OCF Yield % of 4.10 is 66% below median its 10-year median of 12.20. The Banks industry median OCF Yield % is 9.24. Avarda Bank AB's value of 4.10 is 55.6% below this industry median. Based on the distribution chart, Avarda Bank AB ranks #1030 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Avarda Bank AB has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avarda Bank AB's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Avarda Bank AB ranks #1030 out of 1502 companies for OCF Yield %. This places Avarda Bank AB in the lower half of its industry. The industry median OCF Yield % is 9.24. Avarda Bank AB's value of 4.10 is 55.6% below this benchmark. While the company's 10-year median is 12.20 vs. the industry median of 9.24, Avarda Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avarda Bank AB's current OCF Yield % of 4.10 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Avarda Bank AB and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avarda Bank AB's current OCF Yield % is 4.10, which is 66% below median its own 10-year median of 12.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avarda Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Avarda Bank AB (CHIX:AVARDS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr135.51, compared to a current price of kr177.40 — trading 30.9% above its estimated fair value. The current OCF Yield % is 4.10, which is 66% below median its 10-year median of 12.20 and 55.6% below the Banks industry median of 9.24. Avarda Bank AB's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Avarda Bank AB (CHIX:AVARDS), the current OCF Yield % is 4.10 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avarda Bank AB (CHIX:AVARDS) Overvalued in 2026?
Based on GuruFocus' analysis, Avarda Bank AB stock appears to be overvalued.
The current stock price of kr177.40 is trading 30.9% above its estimated GF Value™ of kr135.51.
GuruFocus considers Avarda Bank AB to be Significantly Overvalued.
Key valuation signals for CHIX:AVARDS:
OCF Yield %: 4.10 (66% below median its 10-year median of 12.20)
GF Value™: kr135.51 vs. price of kr177.40 (30.9% above fair value)
Industry Position: 55.6% below the Banks median (#1030 of 1502)
No single metric tells the full story. See the CHIX:AVARDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avarda Bank AB is a credit market company that provides secure, flexible, unified payment solutions for retailers in Europe. Through its white-label model, it enables merchants to own and control the entire customer journey, strengthening brand awareness, increasing conversion and customer lifetime value, and driving loyalty.
76GF Score
Get the complete analysis for CHIX:AVARDS
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:AVARDS has been successfully added to your 
