Avarda Bank ABCHIX:AVARDS 76 PEG Ratio is 0.67 as of Jun. 26, 2026, which is 31% above its 10-year median of 0.51. GuruFocus rates CHIX:AVARDS with a GF Score™ of 76/100 and a GF Value™ of kr135.51 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,229 Banks companies, Avarda Bank AB ranks better than 80.72% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Avarda Bank AB's PEG Ratio or its related term are showing as below:
CHIX:AVARDs'
s PEG Ratio Range Over the Past 10 Years
Min: 0.32 Med: 0.51 Max: 0.82
Current: 0.67
During the past 13 years, Avarda Bank AB's highest PEG Ratio was 0.82. The lowest was 0.32. And the median was 0.51.
CHIX:AVARDs's PEG Ratio is ranked better than 80.72% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs CHIX:AVARDs: 0.67
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Avarda Bank AB (CHIX:AVARDs) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Avarda Bank AB PEG Ratio Related Terms
Avarda Bank AB PEG Ratio Historical Data
* Premium members only.
The historical data trend for Avarda Bank AB's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Avarda Bank AB's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avarda Bank AB PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Avarda Bank AB's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Avarda Bank AB's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Avarda Bank AB (CHIX:AVARDS) has a PEG Ratio of 0.67 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Avarda Bank AB and its competitors. This is 31% above median its historical median of 0.51. Over the past decade, Avarda Bank AB's PEG Ratio has ranged from 0.32 to 0.82. According to the industry distribution chart, Avarda Bank AB ranks #237 out of 1229 companies in the Banks industry, placing it in the top 19.3%.
Is Avarda Bank AB's PEG Ratio too high?
Avarda Bank AB's current PEG Ratio of 0.67 is 31% above median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.82. The Banks industry median PEG Ratio is 1.52. Avarda Bank AB's value of 0.67 is 55.9% below this industry median. Based on the distribution chart, Avarda Bank AB ranks #237 out of 1229 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Avarda Bank AB has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avarda Bank AB's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Avarda Bank AB ranks #237 out of 1229 companies for PEG Ratio. This places Avarda Bank AB in the top 19% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Avarda Bank AB's value of 0.67 is 55.9% below this benchmark. Historically, Avarda Bank AB's own PEG Ratio has ranged from 0.32 to 0.82 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 1.52, Avarda Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avarda Bank AB's current PEG Ratio of 0.67 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Avarda Bank AB and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avarda Bank AB's current PEG Ratio is 0.67, which is 31% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avarda Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Avarda Bank AB (CHIX:AVARDS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr135.51, compared to a current price of kr177.40 — trading 30.9% above its estimated fair value. The current PEG Ratio is 0.67, which is 31% above median its 10-year median of 0.51 and 55.9% below the Banks industry median of 1.52. Avarda Bank AB's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Avarda Bank AB (CHIX:AVARDS), the current PEG Ratio is 0.67 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Avarda Bank AB (CHIX:AVARDS) Overvalued in 2026?
Based on GuruFocus' analysis, Avarda Bank AB stock appears to be overvalued.
The current stock price of kr177.40 is trading 30.9% above its estimated GF Value™ of kr135.51.
GuruFocus considers Avarda Bank AB to be Significantly Overvalued.
Key valuation signals for CHIX:AVARDS:
PEG Ratio: 0.67 (31% above median its 10-year median of 0.51)
GF Value™: kr135.51 vs. price of kr177.40 (30.9% above fair value)
Industry Position: 55.9% below the Banks median (#237 of 1229)
No single metric tells the full story. See the CHIX:AVARDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Avarda Bank AB is a credit market company that provides secure, flexible, unified payment solutions for retailers in Europe. Through its white-label model, it enables merchants to own and control the entire customer journey, strengthening brand awareness, increasing conversion and customer lifetime value, and driving loyalty.
76GF Score
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