Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ITF Group AD SofiaXBUL:ITF -2.26%23 EPS without NRI is €2.74 as of Mar. 2026. GuruFocus rates XBUL:ITF with a GF Score™ of 23/100. The stock has 4 warning signs investors should review. Among 435 Credit Services companies, ITF Group AD Sofia ranks better than 89.89% on this metric.
ITF Group AD Sofia's earnings per share without non-recurring items for the
three
months ended in Mar. 2026 was €0.81.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €2.74.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for ITF Group AD Sofia's EPS without NRI or its related term are showing as below:
XBUL:ITF'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 70.8 Med: 70.8 Max: 70.8
Current: 70.8
XBUL:ITF's 3-Year EPS without NRI Growth Rate is ranked better than 89.89% of 435
companies
in the Credit Services industry
Industry Median: 11.4
vs XBUL:ITF: 70.80
ITF Group AD Sofia's EPS (Basic) for the
three
months ended in Mar. 2026 was €0.27.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.88.
ITF Group AD Sofia (XBUL:ITF) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
ITF Group AD Sofia EPS without NRI Related Terms
ITF Group AD Sofia EPS without NRI Historical Data
* Premium members only.
The historical data trend for ITF Group AD Sofia's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBUL:ITF vs V, MA, AXP: EPS without NRI Comparison
For the Credit Services subindustry, ITF Group AD Sofia's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ITF Group AD Sofia PE Ratio without NRI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ITF Group AD Sofia's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where ITF Group AD Sofia's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.74
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ITF Group AD Sofia (XBUL:ITF) has a EPS without NRI of €2.74 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on ITF Group AD Sofia and its competitors. According to the industry distribution chart, ITF Group AD Sofia ranks #44 out of 435 companies in the Credit Services industry, placing it in the top 10.1%.
Is ITF Group AD Sofia's EPS without NRI too high?
ITF Group AD Sofia's current EPS without NRI is €2.74. Based on the distribution chart, ITF Group AD Sofia ranks #44 out of 435 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, ITF Group AD Sofia has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does ITF Group AD Sofia's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, ITF Group AD Sofia ranks #44 out of 435 companies for EPS without NRI. This places ITF Group AD Sofia in the top 10% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.40, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on ITF Group AD Sofia and its competitors. For the Credit Services industry, the median EPS without NRI is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ITF Group AD Sofia's current EPS without NRI is €2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ITF Group AD Sofia stock overvalued right now?
ITF Group AD Sofia (XBUL:ITF) has a current EPS without NRI of €2.74. The current EPS without NRI is €2.74. ITF Group AD Sofia's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For ITF Group AD Sofia (XBUL:ITF), the current EPS without NRI is €2.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ITF Group AD Sofia is a non-banking financial institution that provides a large portfolio of financial services to borrowers. Its main products are consumer loans with various payment schedules targeted to audiences with a specific risk factor. The company's clients are capable individuals, with a steady income and a good credit history, permanently residing on the territory of the Republic of Bulgaria, as well as legal entities. It has created and operates two separate consumer lending brands: Smile Credit and GetCash. Smile Credit is an online lending platform, offering payday and installment loans, and GetCash mainly offers installment loans through a network of sales offices in Bulgaria.
23GF Score
Get the complete analysis for XBUL:ITF
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBUL:ITF has been successfully added to your 
