Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ITF Group AD SofiaXBUL:ITF -2.26%23 Receivables Turnover is 0.44 as of Mar. 2026. GuruFocus rates XBUL:ITF with a GF Score™ of 23/100. The stock has 4 warning signs investors should review. Among 295 Credit Services companies, ITF Group AD Sofia ranks worse than 76.27% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. ITF Group AD Sofia's Revenue for the
three
months ended in Mar. 2026 was €5.15 Mil. ITF Group AD Sofia's average Accounts Receivable for the
three
months ended in Mar. 2026 was €11.71 Mil.
Hence, ITF Group AD Sofia's Receivables Turnover for the
three
months ended in Mar. 2026 was 0.44.
ITF Group AD Sofia (XBUL:ITF) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
ITF Group AD Sofia Receivables Turnover Related Terms
ITF Group AD Sofia Receivables Turnover Historical Data
* Premium members only.
The historical data trend for ITF Group AD Sofia's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBUL:ITF vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, ITF Group AD Sofia's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ITF Group AD Sofia Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ITF Group AD Sofia's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where ITF Group AD Sofia's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ITF Group AD Sofia (XBUL:ITF) has a Receivables Turnover of 0.44 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on ITF Group AD Sofia and its competitors. According to the industry distribution chart, ITF Group AD Sofia ranks #225 out of 295 companies in the Credit Services industry, placing it in the top 76.3%.
Is ITF Group AD Sofia's Receivables Turnover too high?
ITF Group AD Sofia's current Receivables Turnover is 0.44. The Credit Services industry median Receivables Turnover is 8.73. ITF Group AD Sofia's value of 0.44 is 95% below this industry median. Based on the distribution chart, ITF Group AD Sofia ranks #225 out of 295 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ITF Group AD Sofia has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does ITF Group AD Sofia's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, ITF Group AD Sofia ranks #225 out of 295 companies for Receivables Turnover. This places ITF Group AD Sofia in the lower half of its industry. The industry median Receivables Turnover is 8.73. ITF Group AD Sofia's value of 0.44 is 95% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.73, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ITF Group AD Sofia's current Receivables Turnover of 0.44 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on ITF Group AD Sofia and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ITF Group AD Sofia's current Receivables Turnover is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ITF Group AD Sofia stock overvalued right now?
ITF Group AD Sofia (XBUL:ITF) has a current Receivables Turnover of 0.44. The current Receivables Turnover is 0.44 and 95% below the Credit Services industry median of 8.73. ITF Group AD Sofia's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For ITF Group AD Sofia (XBUL:ITF), the current Receivables Turnover is 0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ITF Group AD Sofia is a non-banking financial institution that provides a large portfolio of financial services to borrowers. Its main products are consumer loans with various payment schedules targeted to audiences with a specific risk factor. The company's clients are capable individuals, with a steady income and a good credit history, permanently residing on the territory of the Republic of Bulgaria, as well as legal entities. It has created and operates two separate consumer lending brands: Smile Credit and GetCash. Smile Credit is an online lending platform, offering payday and installment loans, and GetCash mainly offers installment loans through a network of sales offices in Bulgaria.
23GF Score
Get the complete analysis for XBUL:ITF
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBUL:ITF has been successfully added to your 
