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3P LearningASX:3PL +3.23%57 Equity-to-Asset is 0.73 as of Dec. 2025, which is 30% above its 10-year median of 0.56. GuruFocus rates ASX:3PL with a GF Score™ of 57/100 and a GF Value™ of A$1.09 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 262 Education companies, 3P Learning ranks better than 75.95% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. 3P Learning's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$140.7 Mil. 3P Learning's Total Assets for the quarter that ended in Dec. 2025 was A$193.3 Mil.
Therefore, 3P Learning's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.73.
The historical rank and industry rank for 3P Learning's Equity-to-Asset or its related term are showing as below:
ASX:3PL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.33 Med: 0.56 Max: 0.77
Current: 0.73
During the past 12 years, the highest Equity to Asset Ratio of 3P Learning was 0.77. The lowest was 0.33. And the median was 0.56.
ASX:3PL's Equity-to-Asset is ranked better than 75.95% of 262
companies
in the Education industry
Industry Median: 0.56
vs ASX:3PL: 0.73
3P Learning (ASX:3PL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
3P Learning Equity-to-Asset Related Terms
3P Learning Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for 3P Learning's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:3PL vs EDU, TAL, LAUR: Equity-to-Asset Comparison
For the Education & Training Services subindustry, 3P Learning's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
3P Learning Equity-to-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, 3P Learning's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where 3P Learning's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
3P Learning's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
3P Learning (ASX:3PL) has a Equity-to-Asset of 0.73 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on 3P Learning and its competitors. This is 30% above median its historical median of 0.56. Over the past decade, 3P Learning's Equity-to-Asset has ranged from 0.33 to 0.77. According to the industry distribution chart, 3P Learning ranks #63 out of 262 companies in the Education industry, placing it in the top 24%.
Is 3P Learning's Equity-to-Asset too high?
3P Learning's current Equity-to-Asset of 0.73 is 30% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.77. The Education industry median Equity-to-Asset is 0.56. 3P Learning's value of 0.73 is 30.4% above this industry median. Based on the distribution chart, 3P Learning ranks #63 out of 262 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, 3P Learning has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does 3P Learning's Equity-to-Asset compare to EDU and TAL?
According to the Education industry distribution chart, 3P Learning ranks #63 out of 262 companies for Equity-to-Asset. This places 3P Learning in the top 24% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.56. 3P Learning's value of 0.73 is 30.4% above this benchmark. Historically, 3P Learning's own Equity-to-Asset has ranged from 0.33 to 0.77 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 0.56, 3P Learning has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Education company?
The median Equity-to-Asset among Education companies is 0.56, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 3P Learning's current Equity-to-Asset of 0.73 is 30.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on 3P Learning and its competitors. For the Education industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 3P Learning's current Equity-to-Asset is 0.73, which is 30% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 3P Learning stock overvalued right now?
Based on GuruFocus' analysis, 3P Learning (ASX:3PL) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.09, compared to a current price of A$0.32 — trading 70.6% below its estimated fair value. The current Equity-to-Asset is 0.73, which is 30% above median its 10-year median of 0.56 and 30.4% above the Education industry median of 0.56. 3P Learning's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For 3P Learning (ASX:3PL), the current Equity-to-Asset is 0.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 3P Learning (ASX:3PL) Overvalued in 2026?
Based on GuruFocus' analysis, 3P Learning stock appears to be undervalued.
The current stock price of A$0.32 is trading 70.6% below its estimated GF Value™ of A$1.09.
GuruFocus considers 3P Learning to be Possible Value Trap.
Key valuation signals for ASX:3PL:
Equity-to-Asset: 0.73 (30% above median its 10-year median of 0.56)
GF Value™: A$1.09 vs. price of A$0.32 (70.6% below fair value)
Industry Position: 30.4% above the Education median (#63 of 262)
No single metric tells the full story. See the ASX:3PL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
3P Learning Ltd engages in the development, sale, and marketing of online educational programs. It provides learning resources to schools and parents of school-aged students. It provides online education with e-learning programs covering mathematics, spelling, literacy, reading, and phonics. The firm is organized into geographic operating segments: Asia-Pacific (APAC), North and South America (AMER) and Europe, and Middle-East and Africa (EMEA). The company offers its products under the Mathseeds, Mathletics, Reading Eggs and Others. The majority of its revenue gets derived from the APAC segment.
57GF Score
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