3P Learning (ASX:3PL) Intrinsic Value: DCF (Dividends Based): A$ (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:3PL 3P Learning Ltd ASX:3PL
59 GF Score
Price A$0.30
GF Value A$1.09
Valuation Possible Value Trap
! 3 Warning Signs
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What is 3P Learning Intrinsic Value: DCF (Dividends Based)?

3P Learning ASX:3PL 59 Intrinsic Value: DCF (Dividends Based) is A$ as of Jul. 15, 2026. GuruFocus rates ASX:3PL with a GF Score™ of 59/100 and a GF Value™ of A$1.09 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 19 Education companies, 3P Learning ranks worse than 5263152.63% on this metric.

As of today (2026-07-15), 3P Learning's intrinsic value calculated from the Discounted Dividend model is A$.

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star) with dividend payments. If the company's Predictability Rank is 1-Star or Not Rated, or if the company does not pay dividend, the data will not be stored into our database.

3P Learning's Predictability Rank is 1-Star. Thus, this page is only used for demonstration purposes and the DCF related results in the screener and portfolio will appear as zero.

Margin of Safety % (DCF Dividends Based) using Discounted Dividend Model for 3P Learning is

The historical rank and industry rank for 3P Learning's Intrinsic Value: DCF (Dividends Based) or its related term are showing as below:

ASX:3PL's Price-to-DCF (Dividends Based) is not ranked *
in the Education industry.
Industry Median: 0.74
* Ranked among companies with meaningful Price-to-DCF (Dividends Based) only.

3P Learning  (ASX:3PL) Intrinsic Value: DCF (Dividends Based) Explanation

Unlike valuation methods such as Net Current Asset Value, Tangible Book per Share, Graham Number, Median PS Value etc, discounted Dividends model evaluates the companies based on their power of future dividend distribution instead of their assets.


Be Aware

What you need to know about Discounted Dividends model:

1. The Discounted Dividends model evaluates a company based on its future dividends distribution power
2. Dividend growth is taken into account; therefore a company with a higher dividend growth rate is worth more if everything else is the same.
3. Since we are projecting future growth, it is assumed that the company will grow at the same rate as it did during the past 10 years. Therefore this model works better for the companies with consistently steady dividends distributed.
4. The Discounted Dividends model works poorly for inconsistent dividends distributor like high growth companies.
5. Your expected return from the investment is a reasonable discount rate assumption.
6. A larger margin of safety should be required for companies with less dividends distributed.

You can screen for stocks that trade below their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) and Intrinsic Value: DCF (Dividends Based) with the GuruFocus All-in-One Screener. Companies with a high Predictability Rank that trade at a discount to their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) can be found in the screen of Undervalued Predictable Companies.


3P Learning Intrinsic Value: DCF (Dividends Based) Related Terms


3P Learning Intrinsic Value: DCF (Dividends Based) Historical Data

* Premium members only.

The historical data trend for 3P Learning's Intrinsic Value: DCF (Dividends Based) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

3P Learning Intrinsic Value: DCF (Dividends Based) Chart

3P Learning Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Intrinsic Value: DCF (Dividends Based)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

3P Learning Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Intrinsic Value: DCF (Dividends Based) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASX:3PL vs EDU, TAL, LAUR: Intrinsic Value: DCF (Dividends Based) Comparison

For the Education & Training Services subindustry, 3P Learning's Price-to-DCF (Dividends Based), along with its competitors' market caps and Price-to-DCF (Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


3P Learning Price-to-DCF (Dividends Based) vs Education Industry

For the Education industry and Consumer Defensive sector, 3P Learning's Price-to-DCF (Dividends Based) distribution charts can be found below:

* The bar in red indicates where 3P Learning's Price-to-DCF (Dividends Based) falls into.


ASX:3PL
59GF Score
3P Learning Ltd ASX:3PL
Intrinsic Value: DCF (Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

3P Learning Intrinsic Value: DCF (Dividends Based) Calculation

This is the intrinsic value calculated from the Discounted Dividend Model with default parameters. The calculation method is the same as Discounted Cash Flow model except adjusted dividend are used in the calculation instead of free cash flow. This is the default method of calculation with GuruFocus DCF calculator.

Usually a two-stage model is used in calculating the intrinsic value with discounted cash flow model. The first stage is called growth stage; the second is called the terminal stage. In the growth stage the company grows at a faster rate. Because it cannot grow at that rate forever, a lower rate is used for the terminal stage.

GuruFocus DDM calculator is a two-stage model. The default values are defined as:

1. Discount Rate: d = 11%
A reasonable discount rate assumption should be at least the long term average return of the stock market, which can be estimated from risk free rate plus risk premium of stock market. GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate and rounded up to the nearest integer. It is updated daily. The current risk-free rate is 4.99%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default. Then we added a risk premium of 6% to get the estimated discount rate. Some investors use their expected rate of return, which is also reasonable. A typical discount rate can be anywhere between 6% - 20%.

2. Dividend Growth Rate in the growth stage: g1 = %
The Growth Rate in the growth stage is initially set as the default 10-Year Dividend Growth Rate. In cases where the 10-year growth rate is unavailable, it defaults to using the 5-Year Dividend Growth Rate. If both the 10-year and 5-year growth rates are unavailable, the system defaults to the 3-Year Dividend Growth Rate.
However, it's important to note that there is a growth rate range. If the calculated growth rate exceeds 20%, it will be capped at 20%. Conversely, if the calculated growth rate falls below 5%, it will be adjusted to 5% to maintain a reasonable range.
=>

3. Years of Growth Stage: y1 = 10

4. Terminal Growth Rate: g2 = 4%

5. Dividends per Share: adjusted dividends per share = A$.
GuruFocus uses adjusted dividends per share by default to ensure that the valuation reflects the total value of the company, as the actual dividend is only a portion of the total value.

All of the default settings can be changed in the DCF calculator and the results are calculated automatically.

3P Learning's Intrinsic Value: DCF (Dividends Based) for today is calculated as:

Intrinsic Value: DCF (Dividends Based)=Dividends per Share*{[(1+g1)/(1+d)+(1+g1)^2/(1+d)^2+...+(1+g1)^10/(1+d)^10]
+(1+g1)^10/(1+d)^10*[(1+g2)/(1+d)+(1+g2)^2/(1+d)^2+...+(1+g2)^10/(1+d)^10]}

set x = (1+g1)/(1+d) = (1+)/(1+0.11) =
and y = (1+g2)/(1+d) = (1+)/(1+0.11) =

Intrinsic Value: DCF (Dividends Based)=Dividends per Share*{[x+x^2+...+x^10]+x^10*[y+y^2+...+y^10]}
=Dividends per Share*[x*(1-x^10)/(1-x)+x^10*y*(1-y^10)/(1-y)]
=*
=

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based)-Current Price) /Intrinsic Value: DCF (Dividends Based)
= ( - 0.30) /

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: DCF (Dividends Based) of A$ mean?
3P Learning (ASX:3PL) has a Intrinsic Value: DCF (Dividends Based) of A$ as of Jul. 15, 2026. Intrinsic Value: DCF (Dividends Based) is the stock value based on a two-stage discounted dividend model. View historical data on 3P Learning and its competitors. According to the industry distribution chart, 3P Learning ranks #999999 out of 19 companies in the Education industry.
Is 3P Learning's Intrinsic Value: DCF (Dividends Based) too high?
3P Learning's current Intrinsic Value: DCF (Dividends Based) is A$. Based on the distribution chart, 3P Learning ranks #999999 out of 19 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, 3P Learning has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does 3P Learning's Intrinsic Value: DCF (Dividends Based) compare to EDU and TAL?
According to the Education industry distribution chart, 3P Learning ranks #999999 out of 19 companies for Intrinsic Value: DCF (Dividends Based). This places 3P Learning in the lower half of its industry. The industry median Intrinsic Value: DCF (Dividends Based) is 0.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: DCF (Dividends Based) for an Education company?
The median Intrinsic Value: DCF (Dividends Based) among Education companies is 0.74, based on 19 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: DCF (Dividends Based) significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: DCF (Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: DCF (Dividends Based) mean?
A high Intrinsic Value: DCF (Dividends Based) can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: DCF (Dividends Based) is the stock value based on a two-stage discounted dividend model. View historical data on 3P Learning and its competitors. For the Education industry, the median Intrinsic Value: DCF (Dividends Based) is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 3P Learning's current Intrinsic Value: DCF (Dividends Based) is A$. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 3P Learning stock overvalued right now?
Based on GuruFocus' analysis, 3P Learning (ASX:3PL) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.09, compared to a current price of A$0.30 — trading 72.5% below its estimated fair value. The current Intrinsic Value: DCF (Dividends Based) is A$. 3P Learning's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: DCF (Dividends Based) calculated?
Intrinsic Value: DCF (Dividends Based) is calculated from a company's financial statements. For 3P Learning (ASX:3PL), the current Intrinsic Value: DCF (Dividends Based) is A$ as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 3P Learning (ASX:3PL) Overvalued in 2026?

Based on GuruFocus' analysis, 3P Learning stock appears to be undervalued. The current stock price of A$0.30 is trading 72.5% below its estimated GF Value™ of A$1.09. GuruFocus considers 3P Learning to be Possible Value Trap.

Key valuation signals for ASX:3PL:

  • Intrinsic Value: DCF (Dividends Based): A$
  • GF Value™: A$1.09 vs. price of A$0.30 (72.5% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the ASX:3PL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


3P Learning Business Description

Address 655 Parramatta Road, Leichhardt, Sydney, NSW, AUS, 2040
3P Learning Ltd engages in the development, sale, and marketing of online educational programs. It provides learning resources to schools and parents of school-aged students. It provides online education with e-learning programs covering mathematics, spelling, literacy, reading, and phonics. The firm is organized into geographic operating segments: Asia-Pacific (APAC), North and South America (AMER) and Europe, and Middle-East and Africa (EMEA). The company offers its products under the Mathseeds, Mathletics, Reading Eggs and Others. The majority of its revenue gets derived from the APAC segment.
59GF Score

Get the complete analysis for ASX:3PL

Intrinsic Value: DCF (Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.30
Price
A$1.09
GF Value