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3P LearningASX:3PL 59 Debt-to-Equity is 0.01 as of Dec. 2025, which is 50% below its 10-year median of 0.02. GuruFocus rates ASX:3PL with a GF Score™ of 59/100 and a GF Value™ of A$1.09 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 222 Education companies, 3P Learning ranks better than 99.55% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for 3P Learning's Debt-to-Equity or its related term are showing as below:
ASX:3PL'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 1.08
Current: 0.01
During the past 12 years, the highest Debt-to-Equity Ratio of 3P Learning was 1.08. The lowest was 0.00. And the median was 0.02.
ASX:3PL's Debt-to-Equity is ranked better than 99.55% of 222
companies
in the Education industry
Industry Median: 0.31
vs ASX:3PL: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
3P Learning Debt-to-Equity Related Terms
3P Learning Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for 3P Learning's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:3PL vs EDU, TAL, LAUR: Debt-to-Equity Comparison
For the Education & Training Services subindustry, 3P Learning's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
3P Learning Debt-to-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, 3P Learning's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where 3P Learning's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
3P Learning (ASX:3PL) has a Debt-to-Equity of 0.01 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on 3P Learning and its competitors. This is 50% below median its historical median of 0.02. According to the industry distribution chart, 3P Learning ranks #1 out of 222 companies in the Education industry, placing it in the top 0.5%.
Is 3P Learning's Debt-to-Equity too high?
3P Learning's current Debt-to-Equity of 0.01 is 50% below median its 10-year median of 0.02. The Education industry median Debt-to-Equity is 0.31. 3P Learning's value of 0.01 is 96.8% below this industry median. Based on the distribution chart, 3P Learning ranks #1 out of 222 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, 3P Learning has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does 3P Learning's Debt-to-Equity compare to EDU and TAL?
According to the Education industry distribution chart, 3P Learning ranks #1 out of 222 companies for Debt-to-Equity. This places 3P Learning in the top 1% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.31. 3P Learning's value of 0.01 is 96.8% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.31, 3P Learning has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.31, based on 222 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 3P Learning's current Debt-to-Equity of 0.01 is 96.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on 3P Learning and its competitors. For the Education industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 3P Learning's current Debt-to-Equity is 0.01, which is 50% below median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 3P Learning stock overvalued right now?
Based on GuruFocus' analysis, 3P Learning (ASX:3PL) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.09, compared to a current price of A$0.30 — trading 72.5% below its estimated fair value. The current Debt-to-Equity is 0.01, which is 50% below median its 10-year median of 0.02 and 96.8% below the Education industry median of 0.31. 3P Learning's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For 3P Learning (ASX:3PL), the current Debt-to-Equity is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 3P Learning (ASX:3PL) Overvalued in 2026?
Based on GuruFocus' analysis, 3P Learning stock appears to be undervalued.
The current stock price of A$0.30 is trading 72.5% below its estimated GF Value™ of A$1.09.
GuruFocus considers 3P Learning to be Possible Value Trap.
Key valuation signals for ASX:3PL:
Debt-to-Equity: 0.01 (50% below median its 10-year median of 0.02)
GF Value™: A$1.09 vs. price of A$0.30 (72.5% below fair value)
Industry Position: 96.8% below the Education median (#1 of 222)
No single metric tells the full story. See the ASX:3PL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
3P Learning Ltd engages in the development, sale, and marketing of online educational programs. It provides learning resources to schools and parents of school-aged students. It provides online education with e-learning programs covering mathematics, spelling, literacy, reading, and phonics. The firm is organized into geographic operating segments: Asia-Pacific (APAC), North and South America (AMER) and Europe, and Middle-East and Africa (EMEA). The company offers its products under the Mathseeds, Mathletics, Reading Eggs and Others. The majority of its revenue gets derived from the APAC segment.
59GF Score
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