Indara Insurance PCL (BKK:INSURE-R) Equity-to-Asset: 0.21 (As of Jun. 2026) — Near Median

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BKK:INSURE-R Indara Insurance PCL BKK:INSURE-R
53 GF Score
Price ฿48.25
GF Value ฿126.46
! 1 Warning Sign
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What is Indara Insurance PCL Equity-to-Asset?

Indara Insurance PCL BKK:INSURE-R -32.04% 53 Equity-to-Asset is 0.21 as of Jun. 2026, which is 5% above its 10-year median of 0.20. GuruFocus rates BKK:INSURE-R with a GF Score™ of 53/100 and a GF Value™ of ฿126.46. The stock has 1 warning sign investors should review. Among 500 Insurance companies, Indara Insurance PCL ranks worse than 60.4% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Indara Insurance PCL's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ฿1,409 Mil. Indara Insurance PCL's Total Assets for the quarter that ended in Jun. 2026 was ฿6,778 Mil. Therefore, Indara Insurance PCL's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.21.

The historical rank and industry rank for Indara Insurance PCL's Equity-to-Asset or its related term are showing as below:

BKK:INSURE-R' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07   Med: 0.2   Max: 0.26
Current: 0.21

During the past 13 years, the highest Equity to Asset Ratio of Indara Insurance PCL was 0.26. The lowest was 0.07. And the median was 0.20.

BKK:INSURE-R's Equity-to-Asset is ranked worse than
60.4% of 500 companies
in the Insurance industry
Industry Median: 0.26 vs BKK:INSURE-R: 0.21

Indara Insurance PCL  (BKK:INSURE-R) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Indara Insurance PCL Equity-to-Asset Related Terms


Indara Insurance PCL Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Indara Insurance PCL's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL Equity-to-Asset Chart

Indara Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.09 0.18 0.26 0.19

Indara Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.19 0.19 0.18 0.21

BKK:INSURE-R vs CB, PGR, TRV: Equity-to-Asset Comparison

For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indara Insurance PCL Equity-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Indara Insurance PCL's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Indara Insurance PCL's Equity-to-Asset falls into.


BKK:INSURE-R
53GF Score
Indara Insurance PCL BKK:INSURE-R
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indara Insurance PCL Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Indara Insurance PCL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1539.241/8250.608
=0.19

Indara Insurance PCL's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=1409.078/6777.648
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.21 mean?
Indara Insurance PCL (BKK:INSURE-R) has a Equity-to-Asset of 0.21 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Indara Insurance PCL and its competitors. This is near median its historical median of 0.20. Over the past decade, Indara Insurance PCL's Equity-to-Asset has ranged from 0.07 to 0.26. According to the industry distribution chart, Indara Insurance PCL ranks #302 out of 500 companies in the Insurance industry, placing it in the top 60.4%.
Is Indara Insurance PCL's Equity-to-Asset too high?
Indara Insurance PCL's current Equity-to-Asset of 0.21 is near median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.26. The Insurance industry median Equity-to-Asset is 0.26. Indara Insurance PCL's value of 0.21 is 19.2% below this industry median. Based on the distribution chart, Indara Insurance PCL ranks #302 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Indara Insurance PCL has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #302 out of 500 companies for Equity-to-Asset. This places Indara Insurance PCL in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Indara Insurance PCL's value of 0.21 is 19.2% below this benchmark. Historically, Indara Insurance PCL's own Equity-to-Asset has ranged from 0.07 to 0.26 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.26, Indara Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indara Insurance PCL's current Equity-to-Asset of 0.21 is 19.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current Equity-to-Asset is 0.21, which is near median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Indara Insurance PCL (BKK:INSURE-R) has a current Equity-to-Asset of 0.21. The stock's GF Value™ is ฿126.46, compared to a current price of ฿48.25 — trading 61.8% below its estimated fair value. The current Equity-to-Asset is 0.21, which is near median its 10-year median of 0.20 and 19.2% below the Insurance industry median of 0.26. Indara Insurance PCL's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE-R), the current Equity-to-Asset is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indara Insurance PCL (BKK:INSURE-R) Overvalued in 2026?

Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued. The current stock price of ฿48.25 is trading 61.8% below its estimated GF Value™ of ฿126.46.

Key valuation signals for BKK:INSURE-R:

  • Equity-to-Asset: 0.21 (near median its 10-year median of 0.20)
  • GF Value™: ฿126.46 vs. price of ฿48.25 (61.8% below fair value)
  • GF Score™: 53/100 with 1 warning sign
  • Industry Position: 19.2% below the Insurance median (#302 of 500)

No single metric tells the full story. See the BKK:INSURE-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indara Insurance PCL Business Description

Other Exchanges INSURE:Thailand
Address Silom Road, No. 315 Thai Group Building, 3rd - 4th Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
53GF Score

Get the complete analysis for BKK:INSURE-R

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿48.25
Price
฿126.46
GF Value