Indara Insurance PCL (BKK:INSURE-R) Shiller PE Ratio: 3.23 (As of Sep. 05, 2026) — 62% Below Median

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BKK:INSURE-R Indara Insurance PCL BKK:INSURE-R
53 GF Score
Price ฿48.25
GF Value ฿126.46
! 1 Warning Sign
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What is Indara Insurance PCL Shiller PE Ratio?

Indara Insurance PCL BKK:INSURE-R -32.04% 53 Shiller PE Ratio is 3.23 as of Sep. 05, 2026, which is 62% below its 10-year median of 8.50. GuruFocus rates BKK:INSURE-R with a GF Score™ of 53/100 and a GF Value™ of ฿126.46. The stock has 1 warning sign investors should review. Among 368 Insurance companies, Indara Insurance PCL ranks better than 97.28% on this metric.

As of today (2026-09-05), Indara Insurance PCL's current share price is ฿48.25. Indara Insurance PCL's E10 for the quarter that ended in Jun. 2026 was ฿14.96. Indara Insurance PCL's Shiller PE Ratio for today is 3.23.

The historical rank and industry rank for Indara Insurance PCL's Shiller PE Ratio or its related term are showing as below:

BKK:INSURE-R' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.35   Med: 8.5   Max: 63.83
Current: 4.35

During the past years, Indara Insurance PCL's highest Shiller PE Ratio was 63.83. The lowest was 4.35. And the median was 8.50.

BKK:INSURE-R's Shiller PE Ratio is ranked better than
97.28% of 368 companies
in the Insurance industry
Industry Median: 16.665 vs BKK:INSURE-R: 4.35

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Indara Insurance PCL's adjusted earnings per share data for the three months ended in Jun. 2026 was ฿-2.680. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ฿14.96 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Indara Insurance PCL  (BKK:INSURE-R) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Indara Insurance PCL Shiller PE Ratio Related Terms


Indara Insurance PCL Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Indara Insurance PCL's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL Shiller PE Ratio Chart

Indara Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 32.59 13.59 6.15 5.78

Indara Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.69 6.02 5.78 5.63 4.75

BKK:INSURE-R vs CB, PGR, TRV: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indara Insurance PCL Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Indara Insurance PCL's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Indara Insurance PCL's Shiller PE Ratio falls into.


BKK:INSURE-R
53GF Score
Indara Insurance PCL BKK:INSURE-R
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Indara Insurance PCL Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Indara Insurance PCL's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=48.25/14.96
=3.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Indara Insurance PCL's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-2.68/333.9520*333.9520
=-2.680

Current CPI (Jun. 2026) = 333.9520.

Indara Insurance PCL Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 -0.798 241.428 -1.104
201612 1.374 241.432 1.901
201703 0.279 243.801 0.382
201706 -0.702 244.955 -0.957
201709 -0.384 246.819 -0.520
201712 1.701 246.524 2.304
201803 -0.788 249.554 -1.054
201806 -0.269 251.989 -0.356
201809 -0.923 252.439 -1.221
201812 -2.656 251.233 -3.530
201903 -0.346 254.202 -0.455
201906 0.404 256.143 0.527
201909 -0.038 256.759 -0.049
201912 -0.356 256.974 -0.463
202003 -2.335 258.115 -3.021
202006 0.654 257.797 0.847
202009 -0.596 260.280 -0.765
202012 0.173 260.474 0.222
202103 -0.500 264.877 -0.630
202106 0.001 271.696 0.001
202109 0.586 274.310 0.713
202112 1.269 278.802 1.520
202203 57.482 287.504 66.769
202206 10.370 296.311 11.687
202209 3.489 296.808 3.926
202212 -3.786 296.797 -4.260
202303 6.679 301.836 7.390
202306 2.330 305.109 2.550
202309 5.210 307.789 5.653
202312 5.040 306.746 5.487
202403 21.110 312.332 22.571
202406 -4.720 314.175 -5.017
202409 5.790 315.301 6.132
202412 1.900 315.605 2.010
202503 -10.590 319.799 -11.059
202506 2.960 322.561 3.065
202509 8.240 324.800 8.472
202512 1.237 324.054 1.275
202603 -10.180 330.213 -10.295
202606 -2.680 333.952 -2.680

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 3.23 mean?
Indara Insurance PCL (BKK:INSURE-R) has a Shiller PE Ratio of 3.23 as of Sep. 05, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Indara Insurance PCL and its competitors. This is 62% below median its historical median of 8.50. Over the past decade, Indara Insurance PCL's Shiller PE Ratio has ranged from 4.35 to 63.83. According to the industry distribution chart, Indara Insurance PCL ranks #10 out of 368 companies in the Insurance industry, placing it in the top 2.7%.
Is Indara Insurance PCL's Shiller PE Ratio too high?
Indara Insurance PCL's current Shiller PE Ratio of 3.23 is 62% below median its 10-year median of 8.50. Over the past 10 years, this metric has ranged from a low of 4.35 to a high of 63.83. The Insurance industry median Shiller PE Ratio is 16.67. Indara Insurance PCL's value of 3.23 is 80.6% below this industry median. Based on the distribution chart, Indara Insurance PCL ranks #10 out of 368 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Indara Insurance PCL has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's Shiller PE Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #10 out of 368 companies for Shiller PE Ratio. This places Indara Insurance PCL in the top 3% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 16.67. Indara Insurance PCL's value of 3.23 is 80.6% below this benchmark. Historically, Indara Insurance PCL's own Shiller PE Ratio has ranged from 4.35 to 63.83 over the past decade. While the company's 10-year median is 8.50 vs. the industry median of 16.67, Indara Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.67, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indara Insurance PCL's current Shiller PE Ratio of 3.23 is 80.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current Shiller PE Ratio is 3.23, which is 62% below median its own 10-year median of 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Indara Insurance PCL (BKK:INSURE-R) has a current Shiller PE Ratio of 3.23. The stock's GF Value™ is ฿126.46, compared to a current price of ฿48.25 — trading 61.8% below its estimated fair value. The current Shiller PE Ratio is 3.23, which is 62% below median its 10-year median of 8.50 and 80.6% below the Insurance industry median of 16.67. Indara Insurance PCL's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE-R), the current Shiller PE Ratio is 3.23 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indara Insurance PCL (BKK:INSURE-R) Overvalued in 2026?

Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued. The current stock price of ฿48.25 is trading 61.8% below its estimated GF Value™ of ฿126.46.

Key valuation signals for BKK:INSURE-R:

  • Shiller PE Ratio: 3.23 (62% below median its 10-year median of 8.50)
  • GF Value™: ฿126.46 vs. price of ฿48.25 (61.8% below fair value)
  • GF Score™: 53/100 with 1 warning sign
  • Industry Position: 80.6% below the Insurance median (#10 of 368)

No single metric tells the full story. See the BKK:INSURE-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indara Insurance PCL Business Description

Other Exchanges INSURE:Thailand
Address Silom Road, No. 315 Thai Group Building, 3rd - 4th Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
53GF Score

Get the complete analysis for BKK:INSURE-R

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿48.25
Price
฿126.46
GF Value