Indara Insurance PCL (BKK:INSURE-R) Cyclically Adjusted Price-to-FCF: (As of Sep. 05, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:INSURE-R Indara Insurance PCL BKK:INSURE-R
53 GF Score
Price ฿48.25
GF Value ฿126.46
! 1 Warning Sign
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What is Indara Insurance PCL Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


Indara Insurance PCL  (BKK:INSURE-R) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Indara Insurance PCL Cyclically Adjusted Price-to-FCF Related Terms


Indara Insurance PCL Cyclically Adjusted Price-to-FCF Historical Data

* Premium members only.

The historical data trend for Indara Insurance PCL's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indara Insurance PCL Cyclically Adjusted Price-to-FCF Chart

Indara Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.29 0.00 0.00 0.00 0.00

Indara Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BKK:INSURE-R vs CB, PGR, TRV: Cyclically Adjusted Price-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indara Insurance PCL Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Indara Insurance PCL's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Indara Insurance PCL's Cyclically Adjusted Price-to-FCF falls into.


BKK:INSURE-R
53GF Score
Indara Insurance PCL BKK:INSURE-R
Cyclically Adjusted Price-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Indara Insurance PCL Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Indara Insurance PCL's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Indara Insurance PCL's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-1.098/333.9520*333.9520
=-1.098

Current CPI (Jun. 2026) = 333.9520.

Indara Insurance PCL Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -12.267 241.428 -16.968
201612 0.456 241.432 0.631
201703 4.329 243.801 5.930
201706 -0.271 244.955 -0.369
201709 -0.739 246.819 -1.000
201712 -0.642 246.524 -0.870
201803 -2.264 249.554 -3.030
201806 0.797 251.989 1.056
201809 0.680 252.439 0.900
201812 -0.373 251.233 -0.496
201903 -0.133 254.202 -0.175
201906 -2.916 256.143 -3.802
201909 4.027 256.759 5.238
201912 -4.096 256.974 -5.323
202003 2.141 258.115 2.770
202006 1.814 257.797 2.350
202009 0.868 260.280 1.114
202012 -1.496 260.474 -1.918
202103 0.477 264.877 0.601
202106 0.634 271.696 0.779
202109 1.011 274.310 1.231
202112 -0.740 278.802 -0.886
202203 18.437 287.504 21.416
202206 -256.237 296.311 -288.787
202209 40.448 296.808 45.510
202212 44.290 296.797 49.835
202303 -92.493 301.836 -102.334
202306 -1.777 305.109 -1.945
202309 29.448 307.789 31.951
202312 14.094 306.746 15.344
202403 -73.565 312.332 -78.657
202406 10.658 314.175 11.329
202409 4.018 315.301 4.256
202412 1.226 315.605 1.297
202503 -27.340 319.799 -28.550
202506 17.703 322.561 18.328
202509 -6.300 324.800 -6.478
202512 45.358 324.054 46.743
202603 -42.063 330.213 -42.539
202606 -1.098 333.952 -1.098

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Indara Insurance PCL (BKK:INSURE-R) Overvalued in 2026?

Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued. The current stock price of ฿48.25 is trading 61.8% below its estimated GF Value™ of ฿126.46.

Key valuation signals for BKK:INSURE-R:

  • Cyclically Adjusted Price-to-FCF:
  • GF Value™: ฿126.46 vs. price of ฿48.25 (61.8% below fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the BKK:INSURE-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indara Insurance PCL Business Description

Other Exchanges INSURE:Thailand
Address Silom Road, No. 315 Thai Group Building, 3rd - 4th Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
53GF Score

Get the complete analysis for BKK:INSURE-R

Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿48.25
Price
฿126.46
GF Value