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Banestes Banco Estado Espirito (BSP:BEES3) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banestes Banco Estado Espirito Equity-to-Asset Related Terms
Banestes Banco Estado Espirito Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banestes Banco Estado Espirito Equity-to-Asset Chart
Banestes Banco Estado Espirito Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Banestes Banco Estado Espirito's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banestes Banco Estado Espirito Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Banestes Banco Estado Espirito's Equity-to-Asset falls into.
Banestes Banco Estado Espirito Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banestes Banco Estado Espirito (BSP:BEES3) has a Equity-to-Asset of 0.06 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banestes Banco Estado Espirito and its competitors. This is near median its historical median of 0.06. Over the past decade, Banestes Banco Estado Espirito's Equity-to-Asset has ranged from 0.05 to 0.07. According to the industry distribution chart, Banestes Banco Estado Espirito ranks #1283 out of 1521 companies in the Banks industry, placing it in the top 84.4%.
Is Banestes Banco Estado Espirito's Equity-to-Asset too high?
Banestes Banco Estado Espirito's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.07. The Banks industry median Equity-to-Asset is 0.10. Banestes Banco Estado Espirito's value of 0.06 is 40% below this industry median. Based on the distribution chart, Banestes Banco Estado Espirito ranks #1283 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banestes Banco Estado Espirito has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Banestes Banco Estado Espirito ranks #1283 out of 1521 companies for Equity-to-Asset. This places Banestes Banco Estado Espirito in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Banestes Banco Estado Espirito's value of 0.06 is 40% below this benchmark. Historically, Banestes Banco Estado Espirito's own Equity-to-Asset has ranged from 0.05 to 0.07 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Banestes Banco Estado Espirito has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banestes Banco Estado Espirito's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banestes Banco Estado Espirito and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banestes Banco Estado Espirito's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES3) is currently considered Fairly Valued. The stock's GF Value™ is R$9.10, compared to a current price of R$8.91 — trading 2.1% below its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 40% below the Banks industry median of 0.10. Banestes Banco Estado Espirito's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES3), the current Equity-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banestes Banco Estado Espirito (BSP:BEES3) Overvalued in 2026?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be undervalued.
The current stock price of R$8.91 is trading 2.1% below its estimated GF Value™ of R$9.10.
GuruFocus considers Banestes Banco Estado Espirito to be Fairly Valued.
Key valuation signals for BSP:BEES3:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: R$9.10 vs. price of R$8.91 (2.1% below fair value)
Industry Position: 40% below the Banks median (#1283 of 1521)
No single metric tells the full story. See the BSP:BEES3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
62GF Score
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