Banestes Banco Estado Espirito (BSP:BEES3) Total Noninterest Expense: R$1,358 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:BEES3 Banestes SA Banco Estado Espirito BSP:BEES3
61 GF Score
Price R$8.77
GF Value R$7.81
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banestes Banco Estado Espirito Total Noninterest Expense?

Banestes Banco Estado Espirito BSP:BEES3 -1.90% 61 Total Noninterest Expense is R$1,358 Mil as of Mar. 2026. GuruFocus rates BSP:BEES3 with a GF Score™ of 61/100 and a GF Value™ of R$7.81 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Banestes Banco Estado Espirito's Total Noninterest Expense for the three months ended in Mar. 2026 was R$398 Mil. Banestes Banco Estado Espirito's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was R$1,358 Mil.

Banestes Banco Estado Espirito Total Noninterest Expense Related Terms

Banestes Banco Estado Espirito Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Banestes Banco Estado Espirito's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banestes Banco Estado Espirito Total Noninterest Expense Chart

Banestes Banco Estado Espirito Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,013.48 1,300.05 1,299.16 1,220.44 1,514.36

Banestes Banco Estado Espirito Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 259.22 273.99 269.42 415.93 398.24
BSP:BEES3
61GF Score
Banestes SA Banco Estado Espirito BSP:BEES3
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banestes Banco Estado Espirito Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,358 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of R$1,358 Mil mean?
Banestes Banco Estado Espirito (BSP:BEES3) has a Total Noninterest Expense of R$1,358 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Banestes Banco Estado Espirito and its competitors.
Is Banestes Banco Estado Espirito's Total Noninterest Expense too high?
Banestes Banco Estado Espirito's current Total Noninterest Expense is R$1,358 Mil. Overall, Banestes Banco Estado Espirito has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's Total Noninterest Expense compare to competitors?
Banestes Banco Estado Espirito's Total Noninterest Expense of R$1,358 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Banestes Banco Estado Espirito and its competitors. Banestes Banco Estado Espirito's current Total Noninterest Expense is R$1,358 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.81, compared to a current price of R$8.77 — trading 12.3% above its estimated fair value. The current Total Noninterest Expense is R$1,358 Mil. Banestes Banco Estado Espirito's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES3), the current Total Noninterest Expense is R$1,358 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banestes Banco Estado Espirito (BSP:BEES3) Overvalued in 2026?

Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued. The current stock price of R$8.77 is trading 12.3% above its estimated GF Value™ of R$7.81. GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.

Key valuation signals for BSP:BEES3:

  • Total Noninterest Expense: R$1,358 Mil
  • GF Value™: R$7.81 vs. price of R$8.77 (12.3% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the BSP:BEES3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banestes Banco Estado Espirito Business Description

Other Exchanges BEES4:Brazil
Address Avenue Princesa Isabel, 574, Bloco B - 9th floor - Ed. Palas, Centro, Vitoria, ES, BRA, 29010-031
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
61GF Score

Get the complete analysis for BSP:BEES3

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.77
Price
R$7.81
GF Value