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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Banestes Banco Estado Espirito's 10-Year RORE % for the quarter that ended in Mar. 2026 was 11.14%.
BSP:BEES3's 10-Year RORE % is ranked better than 54.45% of 1089
companies
in the Banks industry
Industry Median: 10.19
vs BSP:BEES3: 11.14
Banestes Banco Estado Espirito (BSP:BEES3) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Banestes Banco Estado Espirito 10-Year RORE % Related Terms
Banestes Banco Estado Espirito 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banestes Banco Estado Espirito 10-Year RORE % Chart
Banestes Banco Estado Espirito 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Banestes Banco Estado Espirito's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banestes Banco Estado Espirito 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Banestes Banco Estado Espirito's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Banestes Banco Estado Espirito (BSP:BEES3) has a 10-Year RORE % of 11.14 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banestes Banco Estado Espirito and its competitors. According to the industry distribution chart, Banestes Banco Estado Espirito ranks #496 out of 1089 companies in the Banks industry, placing it in the top 45.5%.
Is Banestes Banco Estado Espirito's 10-Year RORE % too high?
Banestes Banco Estado Espirito's current 10-Year RORE % is 11.14. The Banks industry median 10-Year RORE % is 10.19. Banestes Banco Estado Espirito's value of 11.14 is 9.3% above this industry median. Based on the distribution chart, Banestes Banco Estado Espirito ranks #496 out of 1089 companies in the Banks industry, which is above the industry midpoint. Overall, Banestes Banco Estado Espirito has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banestes Banco Estado Espirito's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Banestes Banco Estado Espirito ranks #496 out of 1089 companies for 10-Year RORE %. This puts Banestes Banco Estado Espirito in the upper half of its industry. The industry median 10-Year RORE % is 10.19. Banestes Banco Estado Espirito's value of 11.14 is 9.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.19, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banestes Banco Estado Espirito's current 10-Year RORE % of 11.14 is 9.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banestes Banco Estado Espirito and its competitors. For the Banks industry, the median 10-Year RORE % is 10.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banestes Banco Estado Espirito's current 10-Year RORE % is 11.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banestes Banco Estado Espirito stock overvalued right now?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito (BSP:BEES3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.81, compared to a current price of R$8.78 — trading 12.4% above its estimated fair value. The current 10-Year RORE % is 11.14 and 9.3% above the Banks industry median of 10.19. Banestes Banco Estado Espirito's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Banestes Banco Estado Espirito (BSP:BEES3), the current 10-Year RORE % is 11.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banestes Banco Estado Espirito (BSP:BEES3) Overvalued in 2026?
Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued.
The current stock price of R$8.78 is trading 12.4% above its estimated GF Value™ of R$7.81.
GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.
Key valuation signals for BSP:BEES3:
10-Year RORE %: 11.14
GF Value™: R$7.81 vs. price of R$8.78 (12.4% above fair value)
Industry Position: 9.3% above the Banks median (#496 of 1089)
No single metric tells the full story. See the BSP:BEES3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banestes Banco Estado Espirito Business Description
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
59GF Score
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