Banestes Banco Estado Espirito (BSP:BEES3) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:BEES3 Banestes SA Banco Estado Espirito BSP:BEES3
59 GF Score
Price R$8.78
GF Value R$7.81
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Banestes Banco Estado Espirito Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-22), Banestes Banco Estado Espirito's Predictability Rank is 4-Stars. Banestes Banco Estado Espirito's intrinsic value calculated from the Discounted FCF model is R$16.50 and current share price is R$8.78. Consequently,

Banestes Banco Estado Espirito's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Banestes Banco Estado Espirito Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Banestes Banco Estado Espirito's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banestes Banco Estado Espirito Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banestes Banco Estado Espirito's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Banestes Banco Estado Espirito's Margin of Safety % (DCF FCF Based) falls into.


BSP:BEES3
59GF Score
Banestes SA Banco Estado Espirito BSP:BEES3
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banestes Banco Estado Espirito Margin of Safety % (DCF FCF Based) Calculation

Banestes Banco Estado Espirito's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-30.51-8.78)/-30.51
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Banestes Banco Estado Espirito (BSP:BEES3) Overvalued in 2026?

Based on GuruFocus' analysis, Banestes Banco Estado Espirito stock appears to be overvalued. The current stock price of R$8.78 is trading 12.4% above its estimated GF Value™ of R$7.81. GuruFocus considers Banestes Banco Estado Espirito to be Modestly Overvalued.

Key valuation signals for BSP:BEES3:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: R$7.81 vs. price of R$8.78 (12.4% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the BSP:BEES3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banestes Banco Estado Espirito Business Description

Other Exchanges BEES4:Brazil
Address Avenue Princesa Isabel, 574, Bloco B - 9th floor - Ed. Palas, Centro, Vitoria, ES, BRA, 29010-031
Banestes SA Banco Estado Espirito operates as a bank. Its activities are focused on the credit operations. It also operates in foreign exchange market, offering products geared mainly to finance imports and exports like letter of credit. The Bank offers credit, securities brokerage services, foreign exchange, and other financial services.
59GF Score

Get the complete analysis for BSP:BEES3

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.78
Price
R$7.81
GF Value