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WAG Payment SolutionsCHIX:EWGL +0.48%66 Equity-to-Asset is 0.22 as of Dec. 2025, which is at its 10-year median of 0.22. GuruFocus rates CHIX:EWGL with a GF Score™ of 66/100 and a GF Value™ of £0.42 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,892 Software companies, WAG Payment Solutions ranks worse than 83.16% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
WAG Payment Solutions Equity-to-Asset Related Terms
WAG Payment Solutions Equity-to-Asset Historical Data
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The historical data trend for WAG Payment Solutions's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:EWGL vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, WAG Payment Solutions's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WAG Payment Solutions Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, WAG Payment Solutions's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where WAG Payment Solutions's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
WAG Payment Solutions's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAG Payment Solutions (CHIX:EWGL) has a Equity-to-Asset of 0.22 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on WAG Payment Solutions and its competitors. This is near median its historical median of 0.22. Over the past decade, WAG Payment Solutions' Equity-to-Asset has ranged from 0.03 to 0.34. According to the industry distribution chart, WAG Payment Solutions ranks #2405 out of 2892 companies in the Software industry, placing it in the top 83.2%.
Is WAG Payment Solutions' Equity-to-Asset too high?
WAG Payment Solutions' current Equity-to-Asset of 0.22 is near median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.34. The Software industry median Equity-to-Asset is 0.56. WAG Payment Solutions' value of 0.22 is 60.7% below this industry median. Based on the distribution chart, WAG Payment Solutions ranks #2405 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, WAG Payment Solutions has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WAG Payment Solutions' Equity-to-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, WAG Payment Solutions ranks #2405 out of 2892 companies for Equity-to-Asset. This places WAG Payment Solutions in the lower half of its industry. The industry median Equity-to-Asset is 0.56. WAG Payment Solutions' value of 0.22 is 60.7% below this benchmark. Historically, WAG Payment Solutions' own Equity-to-Asset has ranged from 0.03 to 0.34 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.56, WAG Payment Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WAG Payment Solutions's current Equity-to-Asset of 0.22 is 60.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on WAG Payment Solutions and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WAG Payment Solutions's current Equity-to-Asset is 0.22, which is near median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WAG Payment Solutions stock overvalued right now?
Based on GuruFocus' analysis, WAG Payment Solutions (CHIX:EWGL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.42, compared to a current price of £1.05 — trading 151% above its estimated fair value. The current Equity-to-Asset is 0.22, which is near median its 10-year median of 0.22 and 60.7% below the Software industry median of 0.56. WAG Payment Solutions' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For WAG Payment Solutions (CHIX:EWGL), the current Equity-to-Asset is 0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WAG Payment Solutions (CHIX:EWGL) Overvalued in 2026?
Based on GuruFocus' analysis, WAG Payment Solutions stock appears to be overvalued.
The current stock price of £1.05 is trading 151% above its estimated GF Value™ of £0.42.
GuruFocus considers WAG Payment Solutions to be Significantly Overvalued.
Key valuation signals for CHIX:EWGL:
Equity-to-Asset: 0.22 (near median its 10-year median of 0.22)
GF Value™: £0.42 vs. price of £1.05 (151% above fair value)
Industry Position: 60.7% below the Software median (#2405 of 2892)
No single metric tells the full story. See the CHIX:EWGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WAG Payment Solutions PLC operates as a pan-European payments and mobility platform focused on the commercial road transport sector. Its offerings include payment solutions and services designed to support operations in the transport industry. The company is organised into two operating segments: Payment solutions and Mobility solutions. Payment solutions represent the company's revenues, which are based on recurring and frequent transactional payments. The segment includes Energy and Toll payments. Mobility solutions represent a number of services, which are either subscription based or subsequently sold to customers using Payment solutions products. The majority of revenue is derived from the Payment solutions segment. Geographically, it generates the maximum revenue from Poland.
66GF Score
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