WAG Payment Solutions (CHIX:EWGL) Liabilities-to-Assets : 0.78 (As of Dec. 2025)

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CHIX:EWGL WAG Payment Solutions PLC CHIX:EWGL
62 GF Score
Price £1.04
GF Value £0.43
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is WAG Payment Solutions Liabilities-to-Assets?

WAG Payment Solutions CHIX:EWGL -2.26% 62 Liabilities-to-Assets is 0.78 as of Dec. 2025. GuruFocus rates CHIX:EWGL with a GF Score™ of 62/100 and a GF Value™ of £0.43 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. WAG Payment Solutions's Total Liabilities for the quarter that ended in Dec. 2025 was £767 Mil. WAG Payment Solutions's Total Assets for the quarter that ended in Dec. 2025 was £980 Mil. Therefore, WAG Payment Solutions's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.78.


WAG Payment Solutions  (CHIX:EWGl) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


WAG Payment Solutions Liabilities-to-Assets Related Terms


WAG Payment Solutions Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for WAG Payment Solutions's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WAG Payment Solutions Liabilities-to-Assets Chart

WAG Payment Solutions Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.65 0.65 0.77 0.77 0.78

WAG Payment Solutions Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.78 0.77 0.77 0.78

CHIX:EWGL vs MSFT, ORCL, PLTR: Liabilities-to-Assets Comparison

For the Software - Infrastructure subindustry, WAG Payment Solutions's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WAG Payment Solutions Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, WAG Payment Solutions's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where WAG Payment Solutions's Liabilities-to-Assets falls into.


CHIX:EWGL
62GF Score
WAG Payment Solutions PLC CHIX:EWGL
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WAG Payment Solutions Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

WAG Payment Solutions's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=766.979/980.205
=0.78

WAG Payment Solutions's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=766.979/980.205
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.78 mean?
WAG Payment Solutions (CHIX:EWGL) has a Liabilities-to-Assets of 0.78 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on WAG Payment Solutions and its competitors.
Is WAG Payment Solutions' Liabilities-to-Assets too high?
WAG Payment Solutions' current Liabilities-to-Assets is 0.78. Overall, WAG Payment Solutions has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WAG Payment Solutions' Liabilities-to-Assets compare to MSFT and ORCL?
WAG Payment Solutions' Liabilities-to-Assets of 0.78 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on WAG Payment Solutions and its competitors. WAG Payment Solutions's current Liabilities-to-Assets is 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WAG Payment Solutions stock overvalued right now?
Based on GuruFocus' analysis, WAG Payment Solutions (CHIX:EWGL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.43, compared to a current price of £1.04 — trading 141.4% above its estimated fair value. The current Liabilities-to-Assets is 0.78. WAG Payment Solutions' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For WAG Payment Solutions (CHIX:EWGL), the current Liabilities-to-Assets is 0.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WAG Payment Solutions (CHIX:EWGL) Overvalued in 2026?

Based on GuruFocus' analysis, WAG Payment Solutions stock appears to be overvalued. The current stock price of £1.04 is trading 141.4% above its estimated GF Value™ of £0.43. GuruFocus considers WAG Payment Solutions to be Significantly Overvalued.

Key valuation signals for CHIX:EWGL:

  • Liabilities-to-Assets: 0.78
  • GF Value™: £0.43 vs. price of £1.04 (141.4% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the CHIX:EWGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WAG Payment Solutions Business Description

Address 1 Albemarle Street, Third Floor (East), Albemarle House, London, GBR, W1S 4HA
WAG Payment Solutions PLC operates as a pan-European payments and mobility platform focused on the commercial road transport sector. Its offerings include payment solutions and services designed to support operations in the transport industry. The company is organised into two operating segments: Payment solutions and Mobility solutions. Payment solutions represent the company's revenues, which are based on recurring and frequent transactional payments. The segment includes Energy and Toll payments. Mobility solutions represent a number of services, which are either subscription based or subsequently sold to customers using Payment solutions products. The majority of revenue is derived from the Payment solutions segment. Geographically, it generates the maximum revenue from Poland.
62GF Score

Get the complete analysis for CHIX:EWGL

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.04
Price
£0.43
GF Value