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WAG Payment Solutions has the Financial Strength Rank of 5.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
WAG Payment Solutions's Interest Coverage for the quarter that ended in Dec. 2025 was 3.54.
WAG Payment Solutions's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.15.
As of today, WAG Payment Solutions's Altman Z-Score is 2.99.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
WAG Payment Solutions has the Financial Strength Rank of 5.
WAG Payment Solutions Financial Strength Related Terms
CHIX:EWGL vs MSFT, ORCL, PLTR: Financial Strength Comparison
For the Software - Infrastructure subindustry, WAG Payment Solutions's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WAG Payment Solutions Financial Strength vs Software Industry
For the Software industry and Technology sector, WAG Payment Solutions's Financial Strength distribution charts can be found below:
* The bar in red indicates where WAG Payment Solutions's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
WAG Payment Solutions has a Z-score of 2.99, indicating it is in Grey Zones. This implies that WAG Payment Solutions is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.99 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAG Payment Solutions (CHIX:EWGL) has a Financial Strength of 5 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on WAG Payment Solutions and its competitors. This is near median its historical median of 5.00. Over the past decade, WAG Payment Solutions' Financial Strength has ranged from 5.00 to 6.00.
Is WAG Payment Solutions' Financial Strength too high?
WAG Payment Solutions' current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 6.00. Overall, WAG Payment Solutions has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WAG Payment Solutions' Financial Strength compare to MSFT and ORCL?
WAG Payment Solutions' Financial Strength of 5 can be compared against companies in the Software industry. Historically, WAG Payment Solutions' own Financial Strength has ranged from 5.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on WAG Payment Solutions and its competitors. WAG Payment Solutions's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WAG Payment Solutions stock overvalued right now?
Based on GuruFocus' analysis, WAG Payment Solutions (CHIX:EWGL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.40, compared to a current price of £1.06 — trading 165.8% above its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. WAG Payment Solutions' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For WAG Payment Solutions (CHIX:EWGL), the current Financial Strength is 5 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WAG Payment Solutions (CHIX:EWGL) Overvalued in 2026?
Based on GuruFocus' analysis, WAG Payment Solutions stock appears to be overvalued.
The current stock price of £1.06 is trading 165.8% above its estimated GF Value™ of £0.40.
GuruFocus considers WAG Payment Solutions to be Significantly Overvalued.
Key valuation signals for CHIX:EWGL:
Financial Strength: 5 (near median its 10-year median of 5.00)
GF Value™: £0.40 vs. price of £1.06 (165.8% above fair value)
No single metric tells the full story. See the CHIX:EWGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WAG Payment Solutions PLC operates as a pan-European payments and mobility platform focused on the commercial road transport sector. Its offerings include payment solutions and services designed to support operations in the transport industry. The company is organised into two operating segments: Payment solutions and Mobility solutions. Payment solutions represent the company's revenues, which are based on recurring and frequent transactional payments. The segment includes Energy and Toll payments. Mobility solutions represent a number of services, which are either subscription based or subsequently sold to customers using Payment solutions products. The majority of revenue is derived from the Payment solutions segment. Geographically, it generates the maximum revenue from Poland.
57GF Score
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