WAG Payment Solutions (CHIX:EWGL) Return-on-Tangible-Asset: -2.65% (As of Dec. 2025)

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CHIX:EWGL WAG Payment Solutions PLC CHIX:EWGL
61 GF Score
Price £1.00
GF Value £0.47
Valuation Significantly Overvalued
! 4 Warning Signs
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What is WAG Payment Solutions Return-on-Tangible-Asset?

WAG Payment Solutions CHIX:EWGL -2.24% 61 Return-on-Tangible-Asset is -2.65% as of Dec. 2025. GuruFocus rates CHIX:EWGL with a GF Score™ of 61/100 and a GF Value™ of £0.47 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,892 Software companies, WAG Payment Solutions ranks worse than 56.67% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. WAG Payment Solutions's annualized Net Income for the quarter that ended in Dec. 2025 was £-15 Mil. WAG Payment Solutions's average total tangible assets for the quarter that ended in Dec. 2025 was £560 Mil. Therefore, WAG Payment Solutions's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was -2.65%.

The historical rank and industry rank for WAG Payment Solutions's Return-on-Tangible-Asset or its related term are showing as below:

CHIX:EWGl' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -7.21   Med: 2.21   Max: 5.52
Current: 0.28

During the past 8 years, WAG Payment Solutions's highest Return-on-Tangible-Asset was 5.52%. The lowest was -7.21%. And the median was 2.21%.

CHIX:EWGl's Return-on-Tangible-Asset is ranked worse than
56.67% of 2892 companies
in the Software industry
Industry Median: 2.055 vs CHIX:EWGl: 0.28

WAG Payment Solutions  (CHIX:EWGl) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


WAG Payment Solutions Return-on-Tangible-Asset Related Terms


WAG Payment Solutions Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for WAG Payment Solutions's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WAG Payment Solutions Return-on-Tangible-Asset Chart

WAG Payment Solutions Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial 1.74 2.68 -7.21 0.44 0.35

WAG Payment Solutions Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16.62 0.75 0.08 3.31 -2.65

CHIX:EWGL vs MSFT, ORCL, PLTR: Return-on-Tangible-Asset Comparison

For the Software - Infrastructure subindustry, WAG Payment Solutions's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WAG Payment Solutions Return-on-Tangible-Asset vs Software Industry

For the Software industry and Technology sector, WAG Payment Solutions's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where WAG Payment Solutions's Return-on-Tangible-Asset falls into.


CHIX:EWGL
61GF Score
WAG Payment Solutions PLC CHIX:EWGL
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WAG Payment Solutions Return-on-Tangible-Asset Calculation

WAG Payment Solutions's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1.794/( (496.367+533.405)/ 2 )
=1.794/514.886
=0.35 %

WAG Payment Solutions's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=-14.844/( (586.251+533.405)/ 2 )
=-14.844/559.828
=-2.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of -2.65% mean?
WAG Payment Solutions (CHIX:EWGL) has a Return-on-Tangible-Asset of -2.65% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on WAG Payment Solutions and its competitors. According to the industry distribution chart, WAG Payment Solutions ranks #1639 out of 2892 companies in the Software industry, placing it in the top 56.7%.
Is WAG Payment Solutions' Return-on-Tangible-Asset too high?
WAG Payment Solutions' current Return-on-Tangible-Asset is -2.65%. Based on the distribution chart, WAG Payment Solutions ranks #1639 out of 2892 companies in the Software industry, which is below the industry midpoint. Overall, WAG Payment Solutions has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WAG Payment Solutions' Return-on-Tangible-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, WAG Payment Solutions ranks #1639 out of 2892 companies for Return-on-Tangible-Asset. This places WAG Payment Solutions in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.06, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on WAG Payment Solutions and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WAG Payment Solutions's current Return-on-Tangible-Asset is -2.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WAG Payment Solutions stock overvalued right now?
Based on GuruFocus' analysis, WAG Payment Solutions (CHIX:EWGL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.47, compared to a current price of £1.00 — trading 113.4% above its estimated fair value. The current Return-on-Tangible-Asset is -2.65%. WAG Payment Solutions' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For WAG Payment Solutions (CHIX:EWGL), the current Return-on-Tangible-Asset is -2.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WAG Payment Solutions (CHIX:EWGL) Overvalued in 2026?

Based on GuruFocus' analysis, WAG Payment Solutions stock appears to be overvalued. The current stock price of £1.00 is trading 113.4% above its estimated GF Value™ of £0.47. GuruFocus considers WAG Payment Solutions to be Significantly Overvalued.

Key valuation signals for CHIX:EWGL:

  • Return-on-Tangible-Asset: -2.65%
  • GF Value™: £0.47 vs. price of £1.00 (113.4% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the CHIX:EWGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WAG Payment Solutions Business Description

Address 1 Albemarle Street, Third Floor (East), Albemarle House, London, GBR, W1S 4HA
WAG Payment Solutions PLC operates as a pan-European payments and mobility platform focused on the commercial road transport sector. Its offerings include payment solutions and services designed to support operations in the transport industry. The company is organised into two operating segments: Payment solutions and Mobility solutions. Payment solutions represent the company's revenues, which are based on recurring and frequent transactional payments. The segment includes Energy and Toll payments. Mobility solutions represent a number of services, which are either subscription based or subsequently sold to customers using Payment solutions products. The majority of revenue is derived from the Payment solutions segment. Geographically, it generates the maximum revenue from Poland.
61GF Score

Get the complete analysis for CHIX:EWGL

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.00
Price
£0.47
GF Value