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Formula Systems (1985)FRA:FSY -3.41%64 Equity-to-Asset is 0.38 as of Mar. 2026, which is 73% above its 10-year median of 0.22. GuruFocus rates FRA:FSY with a GF Score™ of 64/100 and a GF Value™ of €100.76 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,894 Software companies, Formula Systems (1985) ranks worse than 70.28% on this metric.
Formula Systems (1985) (FRA:FSY) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Formula Systems (1985) Equity-to-Asset Related Terms
Formula Systems (1985) Equity-to-Asset Historical Data
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The historical data trend for Formula Systems (1985)'s Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FSY vs IBM, ACN, FISV: Equity-to-Asset Comparison
For the Information Technology Services subindustry, Formula Systems (1985)'s Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Formula Systems (1985) Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Formula Systems (1985)'s Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Formula Systems (1985)'s Equity-to-Asset falls into.
Formula Systems (1985) Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Formula Systems (1985)'s Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Formula Systems (1985) (FRA:FSY) has a Equity-to-Asset of 0.38 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Formula Systems (1985) and its competitors. This is 73% above median its historical median of 0.22. Over the past decade, Formula Systems (1985)'s Equity-to-Asset has ranged from 0.19 to 0.38. According to the industry distribution chart, Formula Systems (1985) ranks #2034 out of 2894 companies in the Software industry, placing it in the top 70.3%.
Is Formula Systems (1985)'s Equity-to-Asset too high?
Formula Systems (1985)'s current Equity-to-Asset of 0.38 is 73% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.38. The Software industry median Equity-to-Asset is 0.56. Formula Systems (1985)'s value of 0.38 is 32.1% below this industry median. Based on the distribution chart, Formula Systems (1985) ranks #2034 out of 2894 companies in the Software industry, which is below the industry midpoint. Overall, Formula Systems (1985) has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Formula Systems (1985)'s Equity-to-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Formula Systems (1985) ranks #2034 out of 2894 companies for Equity-to-Asset. This places Formula Systems (1985) in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Formula Systems (1985)'s value of 0.38 is 32.1% below this benchmark. Historically, Formula Systems (1985)'s own Equity-to-Asset has ranged from 0.19 to 0.38 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.56, Formula Systems (1985) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Formula Systems (1985)'s current Equity-to-Asset of 0.38 is 32.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Formula Systems (1985) and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Formula Systems (1985)'s current Equity-to-Asset is 0.38, which is 73% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Formula Systems (1985) stock overvalued right now?
Based on GuruFocus' analysis, Formula Systems (1985) (FRA:FSY) is currently considered Modestly Undervalued. The stock's GF Value™ is €100.76, compared to a current price of €85.00 — trading 15.6% below its estimated fair value. The current Equity-to-Asset is 0.38, which is 73% above median its 10-year median of 0.22 and 32.1% below the Software industry median of 0.56. Formula Systems (1985)'s overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Formula Systems (1985) (FRA:FSY), the current Equity-to-Asset is 0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Formula Systems (1985) (FRA:FSY) Overvalued in 2026?
Based on GuruFocus' analysis, Formula Systems (1985) stock appears to be undervalued.
The current stock price of €85.00 is trading 15.6% below its estimated GF Value™ of €100.76.
GuruFocus considers Formula Systems (1985) to be Modestly Undervalued.
Key valuation signals for FRA:FSY:
Equity-to-Asset: 0.38 (73% above median its 10-year median of 0.22)
GF Value™: €100.76 vs. price of €85.00 (15.6% below fair value)
Industry Position: 32.1% below the Software median (#2034 of 2894)
No single metric tells the full story. See the FRA:FSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formula Systems (1985) Ltd is an information technology company that is principally engaged through its directly and indirectly held investees in providing software consulting services, selling and marketing computer-based business solutions and hardware products from a wide range of domestic and international manufacturers, as well as developing proprietary software solutions. It delivers solutions in Israel and in numerous countries to customers with complex IT services needs. It designs and implements IT solutions and software systems that improve the productivity of customers' existing IT assets, enable them to effectively manage their operations and reduce their business risks in the face of changing business environments.
64GF Score
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