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Shawbrook GroupLSE:SHAA 30 Equity-to-Asset is 0.09 as of Jun. 2026, which is 13% above its 10-year median of 0.08. GuruFocus rates LSE:SHAA with a GF Score™ of 30/100. The stock has 1 warning sign investors should review. Among 1,518 Banks companies, Shawbrook Group ranks worse than 55.6% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Shawbrook Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was £2,099.60 Mil. Shawbrook Group's Total Assets for the quarter that ended in Jun. 2026 was £23,191.00 Mil.
Therefore, Shawbrook Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.09.
The historical rank and industry rank for Shawbrook Group's Equity-to-Asset or its related term are showing as below:
LSE:SHAA'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.08 Max: 0.11
Current: 0.09
During the past 9 years, the highest Equity to Asset Ratio of Shawbrook Group was 0.11. The lowest was 0.08. And the median was 0.08.
LSE:SHAA's Equity-to-Asset is ranked worse than 55.6% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs LSE:SHAA: 0.09
Shawbrook Group (LSE:SHAA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Shawbrook Group Equity-to-Asset Related Terms
Shawbrook Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Shawbrook Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shawbrook Group Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Shawbrook Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shawbrook Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Shawbrook Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Shawbrook Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Shawbrook Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shawbrook Group (LSE:SHAA) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Shawbrook Group and its competitors. This is 13% above median its historical median of 0.08. Over the past decade, Shawbrook Group's Equity-to-Asset has ranged from 0.08 to 0.11. According to the industry distribution chart, Shawbrook Group ranks #844 out of 1518 companies in the Banks industry, placing it in the top 55.6%.
Is Shawbrook Group's Equity-to-Asset too high?
Shawbrook Group's current Equity-to-Asset of 0.09 is 13% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Shawbrook Group's value of 0.09 is 10% below this industry median. Based on the distribution chart, Shawbrook Group ranks #844 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Shawbrook Group has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Shawbrook Group's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Shawbrook Group ranks #844 out of 1518 companies for Equity-to-Asset. This places Shawbrook Group in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Shawbrook Group's value of 0.09 is 10% below this benchmark. Historically, Shawbrook Group's own Equity-to-Asset has ranged from 0.08 to 0.11 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Shawbrook Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shawbrook Group's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Shawbrook Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shawbrook Group's current Equity-to-Asset is 0.09, which is 13% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shawbrook Group stock overvalued right now?
Shawbrook Group (LSE:SHAA) has a current Equity-to-Asset of 0.09. The current Equity-to-Asset is 0.09, which is 13% above median its 10-year median of 0.08 and 10% below the Banks industry median of 0.10. Shawbrook Group's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Shawbrook Group (LSE:SHAA), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shawbrook Group PLC is a specialist savings and lending bank operating in the United Kingdom. It focuses mostly on poorly served customer segments across the small to medium-size enterprise and retail market of the island nation. Shawbrook's primary markets include property, business, and consumer finance. The company has grown since its founding through mostly acquisitions. Net operating income mostly derives from asset finance, commercial mortgages, and secured lending. Shawbrook emphasizes customer service, and reputation. The company operates in four segments Real Estate, SME, Consumer Finance and Retail Mortgage Brands.
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