Shawbrook Group (LSE:SHAA) OCF Margin %: 154.38% (As of Dec. 2025) — 78% Above Median


What is Shawbrook Group OCF Margin %?

Shawbrook Group LSE:SHAA 42 OCF Margin % is 154.38% as of Dec. 2025, which is 78% above its 10-year median of 86.75. GuruFocus rates LSE:SHAA with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,501 Banks companies, Shawbrook Group ranks better than 90.74% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Shawbrook Group's Cash Flow from Operations for the six months ended in Dec. 2025 was £539.70 Mil. Shawbrook Group's Revenue for the six months ended in Dec. 2025 was £349.60 Mil. Therefore, Shawbrook Group's OCF Margin % for the quarter that ended in Dec. 2025 was 154.38%.

As of today, Shawbrook Group's current OCF Yield % is 65.86%.

The historical rank and industry rank for Shawbrook Group's OCF Margin % or its related term are showing as below:


During the past 9 years, the highest OCF Margin % of Shawbrook Group was 1021.47%. The lowest was -93.06%. And the median was 86.75%.

LSE:SHAA's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Shawbrook Group OCF Margin % Related Terms

Shawbrook Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for Shawbrook Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shawbrook Group OCF Margin % Chart

Shawbrook Group Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only -88.37 -93.06 86.75 150.78 155.15

Shawbrook Group Semi-Annual Data
Dec12 Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Dec17 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 181.65 122.64 155.95 154.38

Shawbrook Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Shawbrook Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1067.9/688.3
=155.15 %

Shawbrook Group's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=539.7/349.6
=154.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 154.38% mean?
Shawbrook Group (LSE:SHAA) has a OCF Margin % of 154.38% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Shawbrook Group and its competitors. This is 78% above median its historical median of 86.75. According to the industry distribution chart, Shawbrook Group ranks #139 out of 1501 companies in the Banks industry, placing it in the top 9.3%.
Is Shawbrook Group's OCF Margin % too high?
Shawbrook Group's current OCF Margin % of 154.38% is 78% above median its 10-year median of 86.75. The Banks industry median OCF Margin % is 29.44. Shawbrook Group's value of 154.38% is 424.4% above this industry median. Based on the distribution chart, Shawbrook Group ranks #139 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Shawbrook Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Shawbrook Group's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Shawbrook Group ranks #139 out of 1501 companies for OCF Margin %. This places Shawbrook Group in the top 9% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Shawbrook Group's value of 154.38% is 424.4% above this benchmark. While the company's 10-year median is 86.75 vs. the industry median of 29.44, Shawbrook Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shawbrook Group's current OCF Margin % of 154.38% is 424.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Shawbrook Group and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shawbrook Group's current OCF Margin % is 154.38%, which is 78% above median its own 10-year median of 86.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shawbrook Group stock overvalued right now?
Shawbrook Group (LSE:SHAA) has a current OCF Margin % of 154.38%. The current OCF Margin % is 154.38%, which is 78% above median its 10-year median of 86.75 and 424.4% above the Banks industry median of 29.44. Shawbrook Group's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Shawbrook Group (LSE:SHAA), the current OCF Margin % is 154.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Shawbrook Group Business Description

Other Exchanges SHAWl:UKSHAW:UKZ9W:Germany
Address The Drive, Great Warley, Lutea House, Warley Hill Business Park, Brentwood, Essex, GBR, CM13 3BE
Shawbrook Group PLC is a specialist savings and lending bank operating in the United Kingdom. It focuses mostly on poorly served customer segments across the small to medium-size enterprise and retail market of the island nation. Shawbrook's primary markets include property, business, and consumer finance. The company has grown since its founding through mostly acquisitions. Net operating income mostly derives from asset finance, commercial mortgages, and secured lending. Shawbrook emphasizes customer service, and reputation. The company operates in four segments Real Estate, SME, Consumer Finance and Retail Mortgage Brands.