Shawbrook GroupLSE:SHAA 42 Pretax Margin % is 31.21% as of Dec. 2025, which is 20% below its 10-year median of 39.14. GuruFocus rates LSE:SHAA with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Shawbrook Group ranks better than 61.96% on this metric.
The historical rank and industry rank for Shawbrook Group's Pretax Margin % or its related term are showing as below:
LSE:SHAA'
s Pretax Margin % Range Over the Past 10 Years
Min: -19.29 Med: 39.14 Max: 48.21
Current: 39.55
LSE:SHAA's Pretax Margin % is ranked better than 61.96% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs LSE:SHAA: 39.55
Shawbrook Group (LSE:SHAA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Shawbrook Group Pretax Margin % Related Terms
Shawbrook Group Pretax Margin % Historical Data
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The historical data trend for Shawbrook Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shawbrook Group Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Shawbrook Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shawbrook Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shawbrook Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Shawbrook Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shawbrook Group (LSE:SHAA) has a Pretax Margin % of 31.21% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shawbrook Group and its competitors. This is 20% below median its historical median of 39.14. According to the industry distribution chart, Shawbrook Group ranks #582 out of 1530 companies in the Banks industry, placing it in the top 38%.
Is Shawbrook Group's Pretax Margin % too high?
Shawbrook Group's current Pretax Margin % of 31.21% is 20% below median its 10-year median of 39.14. The Banks industry median Pretax Margin % is 34.72. Shawbrook Group's value of 31.21% is 10.1% below this industry median. Based on the distribution chart, Shawbrook Group ranks #582 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Shawbrook Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Shawbrook Group's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Shawbrook Group ranks #582 out of 1530 companies for Pretax Margin %. This puts Shawbrook Group in the upper half of its industry. The industry median Pretax Margin % is 34.72. Shawbrook Group's value of 31.21% is 10.1% below this benchmark. While the company's 10-year median is 39.14 vs. the industry median of 34.72, Shawbrook Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shawbrook Group's current Pretax Margin % of 31.21% is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shawbrook Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shawbrook Group's current Pretax Margin % is 31.21%, which is 20% below median its own 10-year median of 39.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shawbrook Group stock overvalued right now?
Shawbrook Group (LSE:SHAA) has a current Pretax Margin % of 31.21%. The current Pretax Margin % is 31.21%, which is 20% below median its 10-year median of 39.14 and 10.1% below the Banks industry median of 34.72. Shawbrook Group's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Shawbrook Group (LSE:SHAA), the current Pretax Margin % is 31.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shawbrook Group PLC is a specialist savings and lending bank operating in the United Kingdom. It focuses mostly on poorly served customer segments across the small to medium-size enterprise and retail market of the island nation. Shawbrook's primary markets include property, business, and consumer finance. The company has grown since its founding through mostly acquisitions. Net operating income mostly derives from asset finance, commercial mortgages, and secured lending. Shawbrook emphasizes customer service, and reputation. The company operates in four segments Real Estate, SME, Consumer Finance and Retail Mortgage Brands.
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