Bank DhofarOG (MUS:BKDB) Equity-to-Asset: 0.13 (As of Jun. 2026) — 13% Below Median

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MUS:BKDB Bank Dhofar SAOG MUS:BKDB
18 GF Score
Price ر.ع0.21
GF Value ر.ع0.18
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank DhofarOG Equity-to-Asset?

Bank DhofarOG MUS:BKDB +1.88% 18 Equity-to-Asset is 0.13 as of Jun. 2026, which is 13% below its 10-year median of 0.15. GuruFocus rates MUS:BKDB with a GF Score™ of 18/100 and a GF Value™ of ر.ع0.18 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,521 Banks companies, Bank DhofarOG ranks better than 78.24% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bank DhofarOG's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ر.ع781.8 Mil. Bank DhofarOG's Total Assets for the quarter that ended in Jun. 2026 was ر.ع6,079.3 Mil. Therefore, Bank DhofarOG's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.13.

The historical rank and industry rank for Bank DhofarOG's Equity-to-Asset or its related term are showing as below:

MUS:BKDB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13   Med: 0.15   Max: 0.17
Current: 0.13

During the past 13 years, the highest Equity to Asset Ratio of Bank DhofarOG was 0.17. The lowest was 0.13. And the median was 0.15.

MUS:BKDB's Equity-to-Asset is ranked better than
78.24% of 1521 companies
in the Banks industry
Industry Median: 0.1 vs MUS:BKDB: 0.13

Bank DhofarOG  (MUS:BKDB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Bank DhofarOG Equity-to-Asset Related Terms


Bank DhofarOG Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Bank DhofarOG's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank DhofarOG Equity-to-Asset Chart

Bank DhofarOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.17 0.16 0.15 0.14

Bank DhofarOG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 0.14 0.14 0.13

MUS:BKDB vs USB, PNC: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Bank DhofarOG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank DhofarOG Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bank DhofarOG's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank DhofarOG's Equity-to-Asset falls into.


MUS:BKDB
18GF Score
Bank Dhofar SAOG MUS:BKDB
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank DhofarOG Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Bank DhofarOG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=769.644/5390.751
=0.14

Bank DhofarOG's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=781.807/6079.316
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.13 mean?
Bank DhofarOG (MUS:BKDB) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank DhofarOG and its competitors. This is 13% below median its historical median of 0.15. Over the past decade, Bank DhofarOG's Equity-to-Asset has ranged from 0.13 to 0.17. According to the industry distribution chart, Bank DhofarOG ranks #331 out of 1521 companies in the Banks industry, placing it in the top 21.8%.
Is Bank DhofarOG's Equity-to-Asset too high?
Bank DhofarOG's current Equity-to-Asset of 0.13 is 13% below median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.17. The Banks industry median Equity-to-Asset is 0.10. Bank DhofarOG's value of 0.13 is 30% above this industry median. Based on the distribution chart, Bank DhofarOG ranks #331 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank DhofarOG has a GF Score™ of 18/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank DhofarOG's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Bank DhofarOG ranks #331 out of 1521 companies for Equity-to-Asset. This places Bank DhofarOG in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Bank DhofarOG's value of 0.13 is 30% above this benchmark. Historically, Bank DhofarOG's own Equity-to-Asset has ranged from 0.13 to 0.17 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.10, Bank DhofarOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank DhofarOG's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank DhofarOG and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank DhofarOG's current Equity-to-Asset is 0.13, which is 13% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank DhofarOG stock overvalued right now?
Based on GuruFocus' analysis, Bank DhofarOG (MUS:BKDB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.18, compared to a current price of ر.ع0.21 — trading 17.8% above its estimated fair value. The current Equity-to-Asset is 0.13, which is 13% below median its 10-year median of 0.15 and 30% above the Banks industry median of 0.10. Bank DhofarOG's overall GF Score™ is 18/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank DhofarOG (MUS:BKDB), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank DhofarOG (MUS:BKDB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank DhofarOG stock appears to be overvalued. The current stock price of ر.ع0.21 is trading 17.8% above its estimated GF Value™ of ر.ع0.18. GuruFocus considers Bank DhofarOG to be Modestly Overvalued.

Key valuation signals for MUS:BKDB:

  • Equity-to-Asset: 0.13 (13% below median its 10-year median of 0.15)
  • GF Value™: ر.ع0.18 vs. price of ر.ع0.21 (17.8% above fair value)
  • GF Score™: 18/100 with 5 warning signs
  • Industry Position: 30% above the Banks median (#331 of 1521)

No single metric tells the full story. See the MUS:BKDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank DhofarOG Business Description

Address Behind Centeral Bank of Oman, P.O.Box No: 1507, Ruwi, Muscat, OMN, 112
Bank Dhofar SAOG is engaged in corporate, retail, and investment banking activities. The Bank offers products and services such as savings accounts, investment advisory, investment management, and treasury services. It is organized into four main business segments: Retail Banking, which includes private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages; Corporate Banking, which includes direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities, and foreign currency and derivative products; Treasury and Investments; and Islamic Banking. The Bank generates the majority of its revenue from the Corporate Banking segment.
18GF Score

Get the complete analysis for MUS:BKDB

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.21
Price
ر.ع0.18
GF Value