Bank DhofarOG (MUS:BKDB) Scaled Net Operating Assets: 0.14 (As of Mar. 2026)


MUS:BKDB Bank Dhofar SAOG MUS:BKDB
21 GF Score
Price ر.ع0.22
GF Value ر.ع0.19
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Bank DhofarOG Scaled Net Operating Assets?

Bank DhofarOG MUS:BKDB +2.33% 21 Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus rates MUS:BKDB with a GF Score™ of 21/100 and a GF Value™ of ر.ع0.19 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank DhofarOG's operating assets for the quarter that ended in Mar. 2026 was ر.ع5,285.9 Mil. Bank DhofarOG's operating liabilities for the quarter that ended in Mar. 2026 was ر.ع4,529.4 Mil. Bank DhofarOG's Total Assets for the quarter that ended in Dec. 2025 was ر.ع5,390.8 Mil. Therefore, Bank DhofarOG's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.14.

MUS:BKDB
21GF Score
Bank Dhofar SAOG MUS:BKDB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank DhofarOG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank DhofarOG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5077.636-4253.701)/5085.047
=0.16

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5390.751 - 313.115
=5077.636

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4621.107 - 367.406 - 0
=4253.701

Bank DhofarOG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5285.892-4529.399)/5390.751
=0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5752.846 - 466.954
=5285.892

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4977.379 - 447.98 - 0
=4529.399

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
Bank DhofarOG (MUS:BKDB) has a Scaled Net Operating Assets of 0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank DhofarOG and its competitors.
Is Bank DhofarOG's Scaled Net Operating Assets too high?
Bank DhofarOG's current Scaled Net Operating Assets is 0.14. Overall, Bank DhofarOG has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank DhofarOG's Scaled Net Operating Assets compare to PNC and USB?
Bank DhofarOG's Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank DhofarOG and its competitors. Bank DhofarOG's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank DhofarOG stock overvalued right now?
Based on GuruFocus' analysis, Bank DhofarOG (MUS:BKDB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.19, compared to a current price of ر.ع0.22 — trading 15.8% above its estimated fair value. The current Scaled Net Operating Assets is 0.14. Bank DhofarOG's overall GF Score™ is 21/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bank DhofarOG (MUS:BKDB), the current Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank DhofarOG (MUS:BKDB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank DhofarOG stock appears to be overvalued. The current stock price of ر.ع0.22 is trading 15.8% above its estimated GF Value™ of ر.ع0.19. GuruFocus considers Bank DhofarOG to be Modestly Overvalued.

Key valuation signals for MUS:BKDB:

  • Scaled Net Operating Assets: 0.14
  • GF Value™: ر.ع0.19 vs. price of ر.ع0.22 (15.8% above fair value)
  • GF Score™: 21/100 with 6 warning signs

No single metric tells the full story. See the MUS:BKDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank DhofarOG Business Description

Address Behind Centeral Bank of Oman, P.O.Box No: 1507, Ruwi, Muscat, OMN, 112
Bank Dhofar SAOG is engaged in corporate, retail, and investment banking activities. The Bank offers products and services such as savings accounts, investment advisory, investment management, and treasury services. It is organized into four main business segments: Retail Banking, which includes private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages; Corporate Banking, which includes direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities, and foreign currency and derivative products; Treasury and Investments; and Islamic Banking. The Bank generates the majority of its revenue from the Corporate Banking segment.
21GF Score

Get the complete analysis for MUS:BKDB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.22
Price
ر.ع0.19
GF Value