Bank DhofarOG (MUS:BKDB) Retained Earnings: ر.ع84.9 Mil (As of Mar. 2026)

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MUS:BKDB Bank Dhofar SAOG MUS:BKDB
21 GF Score
Price ر.ع0.22
GF Value ر.ع0.19
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Bank DhofarOG Retained Earnings?

Bank DhofarOG MUS:BKDB -0.44% 21 Retained Earnings is ر.ع84.9 Mil as of Mar. 2026. GuruFocus rates MUS:BKDB with a GF Score™ of 21/100 and a GF Value™ of ر.ع0.19 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank DhofarOG's retained earnings for the quarter that ended in Mar. 2026 was ر.ع84.9 Mil.

Bank DhofarOG's quarterly retained earnings increased from Sep. 2025 (ر.ع88.5 Mil) to Dec. 2025 (ر.ع91.3 Mil) but then declined from Dec. 2025 (ر.ع91.3 Mil) to Mar. 2026 (ر.ع84.9 Mil).

Bank DhofarOG's annual retained earnings increased from Dec. 2023 (ر.ع80.6 Mil) to Dec. 2024 (ر.ع85.7 Mil) and increased from Dec. 2024 (ر.ع85.7 Mil) to Dec. 2025 (ر.ع91.3 Mil).


Bank DhofarOG  (MUS:BKDB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank DhofarOG Retained Earnings Historical Data

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The historical data trend for Bank DhofarOG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank DhofarOG Retained Earnings Chart

Bank DhofarOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.92 72.09 80.65 85.66 91.28

Bank DhofarOG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 73.82 80.06 88.53 91.28 84.93
MUS:BKDB
21GF Score
Bank Dhofar SAOG MUS:BKDB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank DhofarOG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ر.ع84.9 Mil mean?
Bank DhofarOG (MUS:BKDB) has a Retained Earnings of ر.ع84.9 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank DhofarOG and its competitors.
Is Bank DhofarOG's Retained Earnings too high?
Bank DhofarOG's current Retained Earnings is ر.ع84.9 Mil. Overall, Bank DhofarOG has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank DhofarOG's Retained Earnings compare to PNC and USB?
Bank DhofarOG's Retained Earnings of ر.ع84.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank DhofarOG and its competitors. Bank DhofarOG's current Retained Earnings is ر.ع84.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank DhofarOG stock overvalued right now?
Based on GuruFocus' analysis, Bank DhofarOG (MUS:BKDB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.19, compared to a current price of ر.ع0.22 — trading 17.9% above its estimated fair value. The current Retained Earnings is ر.ع84.9 Mil. Bank DhofarOG's overall GF Score™ is 21/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank DhofarOG (MUS:BKDB), the current Retained Earnings is ر.ع84.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank DhofarOG (MUS:BKDB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank DhofarOG stock appears to be overvalued. The current stock price of ر.ع0.22 is trading 17.9% above its estimated GF Value™ of ر.ع0.19. GuruFocus considers Bank DhofarOG to be Modestly Overvalued.

Key valuation signals for MUS:BKDB:

  • Retained Earnings: ر.ع84.9 Mil
  • GF Value™: ر.ع0.19 vs. price of ر.ع0.22 (17.9% above fair value)
  • GF Score™: 21/100 with 6 warning signs

No single metric tells the full story. See the MUS:BKDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank DhofarOG Business Description

Address Behind Centeral Bank of Oman, P.O.Box No: 1507, Ruwi, Muscat, OMN, 112
Bank Dhofar SAOG is engaged in corporate, retail, and investment banking activities. The Bank offers products and services such as savings accounts, investment advisory, investment management, and treasury services. It is organized into four main business segments: Retail Banking, which includes private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages; Corporate Banking, which includes direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities, and foreign currency and derivative products; Treasury and Investments; and Islamic Banking. The Bank generates the majority of its revenue from the Corporate Banking segment.
21GF Score

Get the complete analysis for MUS:BKDB

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.22
Price
ر.ع0.19
GF Value