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Northeast BankNBN +1.67%67 Equity-to-Asset is 0.12 as of Jun. 2026, which is at its 10-year median of 0.12. GuruFocus rates NBN with a GF Score™ of 67/100 and a GF Value™ of $109.68 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Northeast Bank ranks better than 71.92% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Northeast Bank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $603.9 Mil. Northeast Bank's Total Assets for the quarter that ended in Jun. 2026 was $5,227.7 Mil.
Therefore, Northeast Bank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Northeast Bank's Equity-to-Asset or its related term are showing as below:
NBN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.16
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Northeast Bank was 0.16. The lowest was 0.10. And the median was 0.12.
NBN's Equity-to-Asset is ranked better than 71.92% of 1517
companies
in the Banks industry
Industry Median: 0.1
vs NBN: 0.12
Northeast Bank (NAS:NBN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Northeast Bank Equity-to-Asset Related Terms
Northeast Bank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Northeast Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NBN vs FSBC, WTBFA, MCB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Northeast Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northeast Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Northeast Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Northeast Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Northeast Bank's Equity to Asset Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northeast Bank (NBN) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Northeast Bank and its competitors. This is near median its historical median of 0.12. Over the past decade, Northeast Bank's Equity-to-Asset has ranged from 0.10 to 0.16. According to the industry distribution chart, Northeast Bank ranks #426 out of 1517 companies in the Banks industry, placing it in the top 28.1%.
Is Northeast Bank's Equity-to-Asset too high?
Northeast Bank's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Northeast Bank's value of 0.12 is 20% above this industry median. Based on the distribution chart, Northeast Bank ranks #426 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Northeast Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northeast Bank's Equity-to-Asset compare to FSBC and WTBFA?
According to the Banks industry distribution chart, Northeast Bank ranks #426 out of 1517 companies for Equity-to-Asset. This puts Northeast Bank in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Northeast Bank's value of 0.12 is 20% above this benchmark. Historically, Northeast Bank's own Equity-to-Asset has ranged from 0.10 to 0.16 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Northeast Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northeast Bank's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Northeast Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northeast Bank's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northeast Bank stock overvalued right now?
Based on GuruFocus' analysis, Northeast Bank (NBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $109.68, compared to a current price of $131.41 — trading 19.8% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. Northeast Bank's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Northeast Bank (NBN), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northeast Bank (NBN) Overvalued in 2026?
Based on GuruFocus' analysis, Northeast Bank stock appears to be overvalued.
The current stock price of $131.41 is trading 19.8% above its estimated GF Value™ of $109.68.
GuruFocus considers Northeast Bank to be Modestly Overvalued.
Key valuation signals for NBN:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.12)
GF Value™: $109.68 vs. price of $131.41 (19.8% above fair value)
Industry Position: 20% above the Banks median (#426 of 1517)
No single metric tells the full story. See the NBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northeast Bank provides banking and financial services to individual and corporate customers in the United States. The firm conducts its loan-related activities through two primary channels: the Community Banking Division, and the Small Business Administration (SBA) National Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, consumer loans, and small business administration loans. The firm also provides telephone banking, online banking, mobile banking, and remote deposit capture services. The revenue of the company is derived principally from interest and dividends from the bank.
67GF Score
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