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NBN (Northeast Bank) Cyclically Adjusted Price-to-FCF : 29.18 (As of Jun. 02, 2025)


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What is Northeast Bank Cyclically Adjusted Price-to-FCF?

As of today (2025-06-02), Northeast Bank's current share price is $82.29. Northeast Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $2.82. Northeast Bank's Cyclically Adjusted Price-to-FCF for today is 29.18.

The historical rank and industry rank for Northeast Bank's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

NBN' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 11.85   Med: 29.36   Max: 87.5
Current: 29.67

During the past years, Northeast Bank's highest Cyclically Adjusted Price-to-FCF was 87.50. The lowest was 11.85. And the median was 29.36.

NBN's Cyclically Adjusted Price-to-FCF is ranked worse than
92.82% of 891 companies
in the Banks industry
Industry Median: 8.67 vs NBN: 29.67

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Northeast Bank's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $-0.871. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.82 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Northeast Bank Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Northeast Bank's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Northeast Bank Cyclically Adjusted Price-to-FCF Chart

Northeast Bank Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.34 29.52 20.72 15.90 21.85

Northeast Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.03 21.85 27.37 31.53 32.44

Competitive Comparison of Northeast Bank's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Northeast Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northeast Bank's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Northeast Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Northeast Bank's Cyclically Adjusted Price-to-FCF falls into.


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Northeast Bank Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Northeast Bank's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=82.29/2.82
=29.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northeast Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Northeast Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-0.871/134.9266*134.9266
=-0.871

Current CPI (Mar. 2025) = 134.9266.

Northeast Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 1.537 100.684 2.060
201509 0.471 100.392 0.633
201512 0.726 99.792 0.982
201603 1.717 100.470 2.306
201606 -2.546 101.688 -3.378
201609 -0.072 101.861 -0.095
201612 0.456 101.863 0.604
201703 0.479 102.862 0.628
201706 2.876 103.349 3.755
201709 -0.583 104.136 -0.755
201712 0.601 104.011 0.780
201803 0.722 105.290 0.925
201806 1.279 106.317 1.623
201809 -0.444 106.507 -0.562
201812 1.050 105.998 1.337
201903 0.849 107.251 1.068
201906 0.562 108.070 0.702
201909 0.201 108.329 0.250
201912 1.255 108.420 1.562
202003 0.116 108.902 0.144
202006 0.079 108.767 0.098
202009 -0.087 109.815 -0.107
202012 -0.024 109.897 -0.029
202103 -16.733 111.754 -20.203
202106 17.731 114.631 20.870
202109 0.651 115.734 0.759
202112 2.689 117.630 3.084
202203 -0.519 121.301 -0.577
202206 0.856 125.017 0.924
202209 0.362 125.227 0.390
202212 1.556 125.222 1.677
202303 4.085 127.348 4.328
202306 1.766 128.729 1.851
202309 -0.756 129.860 -0.785
202312 0.268 129.419 0.279
202403 0.674 131.776 0.690
202406 -0.169 132.554 -0.172
202409 0.318 133.029 0.323
202412 1.112 133.157 1.127
202503 -0.871 134.927 -0.871

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Northeast Bank  (NAS:NBN) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Northeast Bank Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Northeast Bank's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Northeast Bank Business Description

Industry
Traded in Other Exchanges
Address
27 Pearl Street, Portland, ME, USA, 04101
Northeast Bank provides banking and financial services to individual and corporate customers in the US. The firm conducts its loan-related activities through two primary channels: the Community Banking Division, and the Small Business Administration (SBA) National Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, consumer loans, and small business administration loans. The firm also provides telephone banking, online banking, mobile banking, and remote deposit capture services. The revenue of the company is derived primarily from interest and dividends from the bank.
Executives
Richard Wayne director, officer: Chief Executive Officer C/O CAPITAL CROSSING PREFERRED CORP, 101 SUMMER ST, BOSTON MA 02110
Jean-pierre Lapointe officer: CFO / TREASURER C/O NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240
Julie Jenkins officer: SVP/Director of Operations C/O NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240
David Allen Tanner director C/O ARLON GROUP LLC, 277 PARK AVE, NEW YORK NY 10172
Patrick D Dignan officer: Executive Vice President C/O NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240
Peter Walter Mcclean director C/O PNMAC CAPITAL MANAGEMENT, LLC, 27001 AGOURA ROAD, CALABASAS CA 91301
Magnolia Capital Fund, Lp 10 percent owner 1601 DODGE STREET, SUITE 3300, OMAHA NE 68102
Magnolia Group, Llc 10 percent owner 1601 DODGE STREET, SUITE 3300, OMAHA NE 68102
Adam K Peterson 10 percent owner 1601 DODGE STREET, SUITE 3300, OMAHA NE 68102
Lindsay Wiedemann officer: Corporate Controller C/O NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240
Claire S Bean officer: CFO and COO C/O BENJAMIN FRANKLIN BANK, 58 MAIN STREET, P.O. BOX 309, FRANKLIN MA 02038-0309
Brian Pinheiro officer: Chief Risk Officer NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240-6594
Brian W. Shaughnessy officer: Chief Financial Officer NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240-6594
John C Orestis director NORTHEAST BANK, 500 CANAL STREET, LEWISTON ME 04240
William F. Difulvio officer: Chief Risk Officer NORTHEAST BANCORP, 500 CANAL STREET, LEWISTON ME 04240