NBN (Northeast Bank) Margin of Safety % (DCF Earnings Based): 64.80% (As of Jun. 24, 2026)


NBN Northeast Bank NBN
69 GF Score
Price $128.48
GF Value $102.94
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Northeast Bank Margin of Safety % (DCF Earnings Based)?

Northeast Bank NBN +0.59% 69 Margin of Safety % (DCF Earnings Based) is 64.80% as of Jun. 24, 2026. GuruFocus rates NBN with a GF Score™ of 69/100 and a GF Value™ of $102.94 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Northeast Bank's Predictability Rank is 4.5-Stars. Northeast Bank's intrinsic value calculated from the Discounted Earnings model is $365.03 and current share price is $128.48. Consequently,

Northeast Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 64.80%.

NBN vs FBAK, OCFC, CCB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Northeast Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Northeast Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Northeast Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Northeast Bank's Margin of Safety % (DCF Earnings Based) falls into.


NBN
69GF Score
Northeast Bank NBN
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Northeast Bank Margin of Safety % (DCF Earnings Based) Calculation

Northeast Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(365.03-128.48)/365.03
=64.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 64.80% mean?
Northeast Bank (NBN) has a Margin of Safety % (DCF Earnings Based) of 64.80% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Northeast Bank.
Is Northeast Bank's Margin of Safety % (DCF Earnings Based) too high?
Northeast Bank's current Margin of Safety % (DCF Earnings Based) is 64.80%. Overall, Northeast Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northeast Bank's Margin of Safety % (DCF Earnings Based) compare to FBAK and OCFC?
Northeast Bank's Margin of Safety % (DCF Earnings Based) of 64.80% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Northeast Bank. Northeast Bank's current Margin of Safety % (DCF Earnings Based) is 64.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northeast Bank stock overvalued right now?
Based on GuruFocus' analysis, Northeast Bank (NBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $102.94, compared to a current price of $128.48 — trading 24.8% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 64.80%. Northeast Bank's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Northeast Bank (NBN), the current Margin of Safety % (DCF Earnings Based) is 64.80% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northeast Bank (NBN) Overvalued in 2026?

Based on GuruFocus' analysis, Northeast Bank stock appears to be overvalued. The current stock price of $128.48 is trading 24.8% above its estimated GF Value™ of $102.94. GuruFocus considers Northeast Bank to be Modestly Overvalued.

Key valuation signals for NBN:

  • Margin of Safety % (DCF Earnings Based): 64.80%
  • GF Value™: $102.94 vs. price of $128.48 (24.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the NBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Northeast Bank Business Description

Other Exchanges 73K:Germany
Address 27 Pearl Street, Portland, ME, USA, 04101
Northeast Bank provides banking and financial services to individual and corporate customers in the United States. The firm conducts its loan-related activities through two primary channels: the Community Banking Division, and the Small Business Administration (SBA) National Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, consumer loans, and small business administration loans. The firm also provides telephone banking, online banking, mobile banking, and remote deposit capture services. The revenue of the company is derived principally from interest and dividends from the bank.
69GF Score

Get the complete analysis for NBN

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$128.48
Price
$102.94
GF Value