The historical rank and industry rank for Northeast Bank's OCF Margin % or its related term are showing as below:
NBN'
s OCF Margin % Range Over the Past 10 Years
Min: 1.69 Med: 27.36 Max: 60.93
Current: 1.79
During the past 13 years, the highest OCF Margin % of Northeast Bank was 60.93%. The lowest was 1.69%. And the median was 27.36%.
NBN's OCF Margin % is ranked worse than 75.22% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs NBN: 1.79
Northeast Bank OCF Margin % Related Terms
Northeast Bank OCF Margin % Historical Data
* Premium members only.
The historical data trend for Northeast Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Northeast Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northeast Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Northeast Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Northeast Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northeast Bank (NBN) has a OCF Margin % of -15.89% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Northeast Bank and its competitors. Over the past decade, Northeast Bank's OCF Margin % has ranged from 1.69 to 60.93. According to the industry distribution chart, Northeast Bank ranks #1129 out of 1501 companies in the Banks industry, placing it in the top 75.2%.
Is Northeast Bank's OCF Margin % too high?
Northeast Bank's current OCF Margin % is -15.89%. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 60.93. Based on the distribution chart, Northeast Bank ranks #1129 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Northeast Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northeast Bank's OCF Margin % compare to FBAK and OCFC?
According to the Banks industry distribution chart, Northeast Bank ranks #1129 out of 1501 companies for OCF Margin %. This places Northeast Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. Historically, Northeast Bank's own OCF Margin % has ranged from 1.69 to 60.93 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Northeast Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northeast Bank's current OCF Margin % is -15.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northeast Bank stock overvalued right now?
Based on GuruFocus' analysis, Northeast Bank (NBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $102.94, compared to a current price of $128.48 — trading 24.8% above its estimated fair value. The current OCF Margin % is -15.89%. Northeast Bank's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Northeast Bank (NBN), the current OCF Margin % is -15.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northeast Bank (NBN) Overvalued in 2026?
Based on GuruFocus' analysis, Northeast Bank stock appears to be overvalued.
The current stock price of $128.48 is trading 24.8% above its estimated GF Value™ of $102.94.
GuruFocus considers Northeast Bank to be Modestly Overvalued.
Key valuation signals for NBN:
OCF Margin %: -15.89%
GF Value™: $102.94 vs. price of $128.48 (24.8% above fair value)
No single metric tells the full story. See the NBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northeast Bank provides banking and financial services to individual and corporate customers in the United States. The firm conducts its loan-related activities through two primary channels: the Community Banking Division, and the Small Business Administration (SBA) National Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, consumer loans, and small business administration loans. The firm also provides telephone banking, online banking, mobile banking, and remote deposit capture services. The revenue of the company is derived principally from interest and dividends from the bank.
69GF Score
Get the complete analysis for NBN
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NBN has been successfully added to your 
