Xurpas (PHS:X) Equity-to-Asset: 0.02 (As of Sep. 2025) — 91% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:X Xurpas Inc PHS:X
23 GF Score
Price ₱0.23
GF Value ₱0.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Xurpas Equity-to-Asset?

Xurpas PHS:X 23 Equity-to-Asset is 0.02 as of Sep. 2025, which is 91% below its 10-year median of 0.23. GuruFocus rates PHS:X with a GF Score™ of 23/100 and a GF Value™ of ₱0.20 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 2,886 Software companies, Xurpas ranks worse than 91.37% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Xurpas's Total Stockholders Equity for the quarter that ended in Sep. 2025 was ₱10.6 Mil. Xurpas's Total Assets for the quarter that ended in Sep. 2025 was ₱447.7 Mil. Therefore, Xurpas's Equity to Asset Ratio for the quarter that ended in Sep. 2025 was 0.02.

The historical rank and industry rank for Xurpas's Equity-to-Asset or its related term are showing as below:

PHS:X' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.02   Med: 0.23   Max: 0.74
Current: 0.02

During the past 13 years, the highest Equity to Asset Ratio of Xurpas was 0.74. The lowest was 0.02. And the median was 0.23.

PHS:X's Equity-to-Asset is ranked worse than
91.37% of 2886 companies
in the Software industry
Industry Median: 0.56 vs PHS:X: 0.02

Xurpas  (PHS:X) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Xurpas Equity-to-Asset Related Terms


Xurpas Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Xurpas's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xurpas Equity-to-Asset Chart

Xurpas Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.17 0.18 0.33 0.13

Xurpas Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.13 0.10 0.07 0.02

PHS:X vs IBM, ACN, FISV: Equity-to-Asset Comparison

For the Information Technology Services subindustry, Xurpas's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xurpas Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Xurpas's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Xurpas's Equity-to-Asset falls into.


PHS:X
23GF Score
Xurpas Inc PHS:X
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Xurpas Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Xurpas's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Equity to Asset (A: Dec. 2024 )=Total Stockholders Equity/Total Assets
=53.55/426.426
=0.13

Xurpas's Equity to Asset Ratio for the quarter that ended in Sep. 2025 is calculated as

Equity to Asset (Q: Sep. 2025 )=Total Stockholders Equity/Total Assets
=10.624/447.709
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.02 mean?
Xurpas (PHS:X) has a Equity-to-Asset of 0.02 as of Sep. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Xurpas and its competitors. This is 91% below median its historical median of 0.23. Over the past decade, Xurpas' Equity-to-Asset has ranged from 0.02 to 0.74. According to the industry distribution chart, Xurpas ranks #2637 out of 2886 companies in the Software industry, placing it in the top 91.4%.
Is Xurpas' Equity-to-Asset too high?
Xurpas' current Equity-to-Asset of 0.02 is 91% below median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.74. The Software industry median Equity-to-Asset is 0.56. Xurpas' value of 0.02 is 96.4% below this industry median. Based on the distribution chart, Xurpas ranks #2637 out of 2886 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Xurpas has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xurpas' Equity-to-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Xurpas ranks #2637 out of 2886 companies for Equity-to-Asset. This places Xurpas in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Xurpas' value of 0.02 is 96.4% below this benchmark. Historically, Xurpas' own Equity-to-Asset has ranged from 0.02 to 0.74 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.56, Xurpas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,886 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Xurpas's current Equity-to-Asset of 0.02 is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Xurpas and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xurpas's current Equity-to-Asset is 0.02, which is 91% below median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xurpas stock overvalued right now?
Based on GuruFocus' analysis, Xurpas (PHS:X) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱0.20, compared to a current price of ₱0.23 — trading 15% above its estimated fair value. The current Equity-to-Asset is 0.02, which is 91% below median its 10-year median of 0.23 and 96.4% below the Software industry median of 0.56. Xurpas' overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Xurpas (PHS:X), the current Equity-to-Asset is 0.02 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xurpas (PHS:X) Overvalued in 2026?

Based on GuruFocus' analysis, Xurpas stock appears to be overvalued. The current stock price of ₱0.23 is trading 15% above its estimated GF Value™ of ₱0.20. GuruFocus considers Xurpas to be Modestly Overvalued.

Key valuation signals for PHS:X:

  • Equity-to-Asset: 0.02 (91% below median its 10-year median of 0.23)
  • GF Value™: ₱0.20 vs. price of ₱0.23 (15% above fair value)
  • GF Score™: 23/100 with 5 warning signs
  • Industry Position: 96.4% below the Software median (#2637 of 2886)

No single metric tells the full story. See the PHS:X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xurpas Business Description

Address 121 Valero Street, Unit 804, Antel 2000 Corporate Center, Salcedo Village, Makati, PHL, 1227
Xurpas Inc is a consumer technology company in the Philippines. The company offers a complete portfolio of products and services ranging from mobile casual games, messaging, web and mobile application development, enterprise solutions, and systems architecture to HR services technology platforms. Its key operating segments include Mobile Consumer Services which includes airtime management, content development, and advertising solutions and Enterprise Services includes platform development and social media-related services.
23GF Score

Get the complete analysis for PHS:X

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.23
Price
₱0.20
GF Value