Xurpas (PHS:X) Interest Expense: ₱-3.7 Mil (TTM As of Sep. 2025)


PHS:X Xurpas Inc PHS:X
32 GF Score
Price ₱0.23
GF Value ₱0.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Xurpas Interest Expense?

Xurpas PHS:X 32 Interest Expense is ₱-3.7 Mil as of Sep. 2025. GuruFocus rates PHS:X with a GF Score™ of 32/100 and a GF Value™ of ₱0.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Xurpas's interest expense for the three months ended in Sep. 2025 was ₱ -1.3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Sep. 2025 was ₱-3.7 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Xurpas's Operating Income for the three months ended in Sep. 2025 was ₱ -9.9 Mil. Xurpas's Interest Expense for the three months ended in Sep. 2025 was ₱ -1.3 Mil. Xurpas did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Xurpas  (PHS:X) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Xurpas's Interest Expense for the three months ended in Sep. 2025 was ₱-1.3 Mil. Its Operating Income for the three months ended in Sep. 2025 was ₱-9.9 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Sep. 2025 was ₱0.5 Mil.

Xurpas's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Xurpas did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Xurpas Interest Expense Historical Data

* Premium members only.

The historical data trend for Xurpas's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xurpas Interest Expense Chart

Xurpas Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.63 -9.19 -9.66 -4.20 -3.82

Xurpas Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.90 -1.07 -0.88 -0.50 -1.28
PHS:X
32GF Score
Xurpas Inc PHS:X
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Xurpas Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-3.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₱-3.7 Mil mean?
Xurpas (PHS:X) has a Interest Expense of ₱-3.7 Mil as of Sep. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Xurpas and its competitors.
Is Xurpas' Interest Expense too high?
Xurpas' current Interest Expense is ₱-3.7 Mil. Overall, Xurpas has a GF Score™ of 32/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xurpas' Interest Expense compare to IBM and ACN?
Xurpas' Interest Expense of ₱-3.7 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Xurpas and its competitors. Xurpas's current Interest Expense is ₱-3.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xurpas stock overvalued right now?
Based on GuruFocus' analysis, Xurpas (PHS:X) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱0.20, compared to a current price of ₱0.23 — trading 15% above its estimated fair value. The current Interest Expense is ₱-3.7 Mil. Xurpas' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Xurpas (PHS:X), the current Interest Expense is ₱-3.7 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xurpas (PHS:X) Overvalued in 2026?

Based on GuruFocus' analysis, Xurpas stock appears to be overvalued. The current stock price of ₱0.23 is trading 15% above its estimated GF Value™ of ₱0.20. GuruFocus considers Xurpas to be Modestly Overvalued.

Key valuation signals for PHS:X:

  • Interest Expense: ₱-3.7 Mil
  • GF Value™: ₱0.20 vs. price of ₱0.23 (15% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the PHS:X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xurpas Business Description

Address 121 Valero Street, Unit 804, Antel 2000 Corporate Center, Salcedo Village, Makati, PHL, 1227
Xurpas Inc is a consumer technology company in the Philippines. The company offers a complete portfolio of products and services ranging from mobile casual games, messaging, web and mobile application development, enterprise solutions, and systems architecture to HR services technology platforms. Its key operating segments include Mobile Consumer Services which includes airtime management, content development, and advertising solutions and Enterprise Services includes platform development and social media-related services.
32GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.23
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