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Stock Yards BancorpSYBT -0.96%72 Equity-to-Asset is 0.12 as of Jun. 2026, which is 9% above its 10-year median of 0.11. GuruFocus rates SYBT with a GF Score™ of 72/100 and a GF Value™ of $76.41 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,521 Banks companies, Stock Yards Bancorp ranks better than 71.86% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Stock Yards Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1,246.4 Mil. Stock Yards Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $10,368.6 Mil.
Therefore, Stock Yards Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Stock Yards Bancorp's Equity-to-Asset or its related term are showing as below:
SYBT'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.11 Max: 0.12
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Stock Yards Bancorp was 0.12. The lowest was 0.09. And the median was 0.11.
SYBT's Equity-to-Asset is ranked better than 71.86% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs SYBT: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Stock Yards Bancorp Equity-to-Asset Related Terms
Stock Yards Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Stock Yards Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SYBT vs BUSE, MBIN, BANR: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Stock Yards Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stock Yards Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Stock Yards Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Stock Yards Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Stock Yards Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stock Yards Bancorp (SYBT) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Stock Yards Bancorp and its competitors. This is near median its historical median of 0.11. Over the past decade, Stock Yards Bancorp's Equity-to-Asset has ranged from 0.09 to 0.12. According to the industry distribution chart, Stock Yards Bancorp ranks #428 out of 1521 companies in the Banks industry, placing it in the top 28.1%.
Is Stock Yards Bancorp's Equity-to-Asset too high?
Stock Yards Bancorp's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Stock Yards Bancorp's value of 0.12 is 20% above this industry median. Based on the distribution chart, Stock Yards Bancorp ranks #428 out of 1521 companies in the Banks industry, which is above the industry midpoint. Overall, Stock Yards Bancorp has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's Equity-to-Asset compare to BUSE and MBIN?
According to the Banks industry distribution chart, Stock Yards Bancorp ranks #428 out of 1521 companies for Equity-to-Asset. This puts Stock Yards Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Stock Yards Bancorp's value of 0.12 is 20% above this benchmark. Historically, Stock Yards Bancorp's own Equity-to-Asset has ranged from 0.09 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Stock Yards Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stock Yards Bancorp's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Stock Yards Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stock Yards Bancorp's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stock Yards Bancorp (SYBT) is currently considered Fairly Valued. The stock's GF Value™ is $76.41, compared to a current price of $79.39 — trading 3.9% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Stock Yards Bancorp's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Stock Yards Bancorp (SYBT), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stock Yards Bancorp (SYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued.
The current stock price of $79.39 is trading 3.9% above its estimated GF Value™ of $76.41.
GuruFocus considers Stock Yards Bancorp to be Fairly Valued.
Key valuation signals for SYBT:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: $76.41 vs. price of $79.39 (3.9% above fair value)
Industry Position: 20% above the Banks median (#428 of 1521)
No single metric tells the full story. See the SYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
72GF Score
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