Stock Yards BancorpSYBT +0.11%69 Net Margin % is 36.37% as of Mar. 2026, which is 13% above its 10-year median of 32.23. GuruFocus rates SYBT with a GF Score™ of 69/100 and a GF Value™ of $73.06 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Stock Yards Bancorp ranks better than 77.26% on this metric.
The historical rank and industry rank for Stock Yards Bancorp's Net Margin % or its related term are showing as below:
SYBT'
s Net Margin % Range Over the Past 10 Years
Min: 25.68 Med: 32.23 Max: 38.35
Current: 36.01
SYBT's Net Margin % is ranked better than 77.26% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs SYBT: 36.01
Stock Yards Bancorp (NAS:SYBT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Stock Yards Bancorp Net Margin % Related Terms
Stock Yards Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Stock Yards Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stock Yards Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stock Yards Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Stock Yards Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Stock Yards Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stock Yards Bancorp (SYBT) has a Net Margin % of 36.37% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Stock Yards Bancorp and its competitors. This is 13% above median its historical median of 32.23. Over the past decade, Stock Yards Bancorp's Net Margin % has ranged from 25.68 to 38.35. According to the industry distribution chart, Stock Yards Bancorp ranks #347 out of 1526 companies in the Banks industry, placing it in the top 22.7%.
Is Stock Yards Bancorp's Net Margin % too high?
Stock Yards Bancorp's current Net Margin % of 36.37% is 13% above median its 10-year median of 32.23. Over the past 10 years, this metric has ranged from a low of 25.68 to a high of 38.35. The Banks industry median Net Margin % is 26.97. Stock Yards Bancorp's value of 36.37% is 34.9% above this industry median. Based on the distribution chart, Stock Yards Bancorp ranks #347 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Stock Yards Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's Net Margin % compare to CLBK and BLX?
According to the Banks industry distribution chart, Stock Yards Bancorp ranks #347 out of 1526 companies for Net Margin %. This places Stock Yards Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Stock Yards Bancorp's value of 36.37% is 34.9% above this benchmark. Historically, Stock Yards Bancorp's own Net Margin % has ranged from 25.68 to 38.35 over the past decade. While the company's 10-year median is 32.23 vs. the industry median of 26.97, Stock Yards Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stock Yards Bancorp's current Net Margin % of 36.37% is 34.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Stock Yards Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stock Yards Bancorp's current Net Margin % is 36.37%, which is 13% above median its own 10-year median of 32.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stock Yards Bancorp (SYBT) is currently considered Fairly Valued. The stock's GF Value™ is $73.06, compared to a current price of $75.16 — trading 2.9% above its estimated fair value. The current Net Margin % is 36.37%, which is 13% above median its 10-year median of 32.23 and 34.9% above the Banks industry median of 26.97. Stock Yards Bancorp's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Stock Yards Bancorp (SYBT), the current Net Margin % is 36.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stock Yards Bancorp (SYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued.
The current stock price of $75.16 is trading 2.9% above its estimated GF Value™ of $73.06.
GuruFocus considers Stock Yards Bancorp to be Fairly Valued.
Key valuation signals for SYBT:
Net Margin %: 36.37% (13% above median its 10-year median of 32.23)
GF Value™: $73.06 vs. price of $75.16 (2.9% above fair value)
Industry Position: 34.9% above the Banks median (#347 of 1526)
No single metric tells the full story. See the SYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
69GF Score
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